By 31st August 2026 ATM withdrawal & Online / In-store purchase limits will be reset on your HDFC Bank Debit Card..
What is the daily maximum ATM & Instore / Online purchase transaction limit on my Debit Card?
Please refer to the table below for variant-wise limits:
Debit Card Variant |
Daily ATM |
Daily Shopping- PoS/Ecom (Domestic + International) |
|---|---|---|
Infiniti Debit Card |
Rs.2,00,000 |
Rs.10,00,000 |
Platinum Debit Card |
Rs.1,00,000 |
Rs.5,00,000 |
Regular / Classic Debit Cards |
Rs.25,000 |
Rs.2,50,000 |
RuPay Debit Card |
Rs.25,000 |
Rs.2,75,000 |
Rupay PMJDY (Domestic Only Card) |
Rs.25,000 |
Rs.2,75,000 |
Rewards Debit Card |
Rs.50,000 |
Rs.3,50,000 |
Millennia Debit Card |
Rs.50,000 |
Rs.3,50,000 |
Money Back Debit Card |
Rs.25,000 |
Rs.3,00,000 |
Titanium Debit Card |
Rs.50,000 |
Rs.3,50,000 |
Titanium Royale Debit Card |
Rs.75,000 |
Rs.3,50,000 |
Times Point Debit Card |
Rs.1,00,000 |
Rs.3,50,000 |
Business Debit Card |
Rs.1,00,000 |
Rs.5,00,000 |
Woman’s Advantage Debit Card |
Rs.25,000 |
Rs.2,75,000 |
Kids Debit Card (RuPay) |
Rs.2500 |
Rs.10,000 |
Kids Debit Card (Maestro) |
Rs.2500 |
Rs.10,000 |
NRO Debit Card (Domestic Only Card) |
Rs.1,00,000 |
Rs.2,75,000 |
GIGA Debit Card |
Rs.1,00,000 |
Rs.5,00,000 |
What’s changing?
If you have set the ATM/ Purchase limit higher than the maximum limit allowed on your Debit Card variant, then the limits will be reset to the maximum limit on your Debit Card Variant.
Example:
Debit Card Variant |
Maximum Daily Limit set by customer before 31st August’26 |
Maximum Daily Limit that will be set for the customer after 31st August’26
|
|
||
Channel |
ATM |
Shopping- PoS/Ecom |
ATM |
Shopping- PoS/Ecom |
|
Platinum Debit Card |
Rs.6,00,000 |
Rs.6,00,000 |
Rs.1,00,000 |
Rs.5,00,000 |
|
Millennia Debit Card |
Rs.4,00,000 |
Rs.4,00,000 |
Rs.50,000 |
Rs.3,50,000 |
|
*Cash at POS limit will be Rs.10,000 per day.
What happens if I have set limits equal to or below the maximum Debit card limit?
If you have set the limit equal to or below the maximum transaction limit on your Debit Card, there will be no impact on your existing limits.
Debit Card Variant |
Maximum Daily Limit set by customer before 31st August’26 |
Maximum Daily Limit that will be set for the customer after 31st August’26
|
|
||
Channel |
ATM |
Shopping- PoS/Ecom |
ATM |
Shopping- PoS/Ecom |
|
Platinum Debit Card |
75,000 |
3,00,000 |
75,000 (Max limit that can be set Rs.1 Lac) |
3,00,000 (Max limit that can be set Rs 5 Lac) |
|
Millennia Debit Card |
20,000 |
3,00,000 |
20,000 (Max limit that can be set Rs.50 thousand) |
3,00,000 (Max limit that can be set Rs 3.5 Lac) |
|
*Cash at POS limit will be Rs.10,000 per day.
As part of this activity card control feature will be impacted partially on 9th June 2026 11:30 PM (IST) to 10th June 2026 02:00 AM (IST).
Refer to the below details for more details on the Impact:
Payment Method |
Impact |
HDFC Bank Debit Cards |
What will not work: |
• Card control limits update & enquiry on all the channels |
|
What will work: |
|
• Re-issuance, Hot listing and other card enquiry related features • All the Debit Card transactions up to the set limit |
For any further queries or clarification, please reach out to:
Write to us: support@hdfcbank.com