Effective 31st August 2026 ATM withdrawal & Online / In-store purchase limits will be reset on your HDFC Bank Debit Card..
What is the daily maximum ATM & Instore / Online purchase transaction limit on my Debit Card?
Please refer to the table below for variant-wise limits:
Debit Card Variant |
Daily ATM |
Daily Shopping- PoS/Ecom (Domestic + International) |
|---|---|---|
Infiniti Debit Card |
Rs.2,00,000 |
Rs.10,00,000 |
Platinum Debit Card |
Rs.1,00,000 |
Rs.5,00,000 |
Regular / Classic Debit Cards |
Rs.25,000 |
Rs.2,50,000 |
RuPay Debit Card |
Rs.25,000 |
Rs.2,75,000 |
Rupay PMJDY (Domestic Only Card) |
Rs.25,000 |
Rs.2,75,000 |
Rewards Debit Card |
Rs.50,000 |
Rs.3,50,000 |
Millennia Debit Card |
Rs.50,000 |
Rs.3,50,000 |
Money Back Debit Card |
Rs.25,000 |
Rs.3,00,000 |
Titanium Debit Card |
Rs.50,000 |
Rs.3,50,000 |
Titanium Royale Debit Card |
Rs.75,000 |
Rs.3,50,000 |
Times Point Debit Card |
Rs.1,00,000 |
Rs.3,50,000 |
Business Debit Card |
Rs.1,00,000 |
Rs.5,00,000 |
Woman’s Advantage Debit Card |
Rs.25,000 |
Rs.2,75,000 |
Kids Debit Card (RuPay) |
Rs.2500 |
Rs.10,000 |
Kids Debit Card (Maestro) |
Rs.2500 |
Rs.10,000 |
NRO Debit Card (Domestic Only Card) |
Rs.1,00,000 |
Rs.2,75,000 |
GIGA Debit Card |
Rs.1,00,000 |
Rs.5,00,000 |
What’s changing?
If you have set the ATM/ Purchase limit higher than the maximum limit allowed on your Debit Card variant, then the limits will be reset to the maximum limit on your Debit Card Variant.
Example:
Debit Card Variant |
Maximum Daily Limit set by customer before 31st August’26 |
Maximum Daily Limit that will be set for the customer after 31st August’26
|
|
||
Channel |
ATM |
Shopping- PoS/Ecom |
ATM |
Shopping- PoS/Ecom |
|
Platinum Debit Card |
Rs.6,00,000 |
Rs.6,00,000 |
Rs.1,00,000 |
Rs.5,00,000 |
|
Millennia Debit Card |
Rs.4,00,000 |
Rs.4,00,000 |
Rs.50,000 |
Rs.3,50,000 |
|
*Cash at POS limit will be Rs.10,000 per day.
What happens if I have set limits equal to or below the maximum Debit card limit?
If you have set the limit equal to or below the maximum transaction limit on your Debit Card, there will be no impact on your existing limits.
Debit Card Variant |
Maximum Daily Limit set by customer before 31st August’26 |
Maximum Daily Limit that will be set for the customer after 31st August’26
|
|
||
Channel |
ATM |
Shopping- PoS/Ecom |
ATM |
Shopping- PoS/Ecom |
|
Platinum Debit Card |
75,000 |
3,00,000 |
75,000 (Max limit that can be set Rs.1 Lac) |
3,00,000 (Max limit that can be set Rs 5 Lac) |
|
Millennia Debit Card |
20,000 |
3,00,000 |
20,000 (Max limit that can be set Rs.50 thousand) |
3,00,000 (Max limit that can be set Rs 3.5 Lac) |
|
*Cash at POS limit will be Rs.10,000 per day.
For any further queries or clarification, please reach out to:
Write to us: support@hdfcbank.com