Get 100% increase in coverage after 2 years 

We value the trust you place in us as your partner in your health journey. To reward your loyalty, we offer a 50% increase in base cover on the first renewal and a 100% increase after the second renewal, regardless of any claims made.

Get 100% restore coverage

It’s often the non-medical expenses that add up and strain your budget during hospitalisation. With the my:Optima Secure Health Plan, you can stay worry-free. The plan includes in-built coverage for listed non-payable items such as gloves, masks, food charges, and other consumables during hospitalisation.

These expenses are usually not covered under standard health insurance policies or are available only as add-ons at an extra cost. However, with this plan, expenses for 68 commonly used non-medical items during hospitalisation are covered at no additional premium.

No room capping, no disease-based capping, no co-payments

The Optima Secure Plan is designed for those who want nothing less than premium healthcare for their family. With no room rent capping, the plan gives you the freedom to choose any room category at any hospital. This helps reduce out-of-pocket expenses and offers greater flexibility to select a hospitalisation room that suits your comfort and needs.

Zero deduction on non-medical expenses 

Non-medical expenses during hospitalisation can often add to your financial burden. With the my:Optima Secure Health Plan, you get added peace of mind with in-built coverage for listed non-payable items such as gloves, masks, food charges, and other consumables. These expenses are usually not covered under standard health insurance plans or are available only as add-ons at an extra cost. However, with this plan, expenses for 68 commonly used non-medical items during hospitalisation are covered at no additional premium.