Regular Debit Card Fees & Charges

  • Annual fees: ₹150 plus taxes.
  • Replacement/re-issuance charges: ₹200 plus applicable taxes, effective December 1, 2016. 
  • ATM PIN generation: NIL
  • Usage charges:
    Railway Stations: ₹30 per ticket plus 1.8% of the transaction amount.
    IRCTC: 1.8% of the transaction amount.

    Check the detailed fees and charges.
    Check the Key Fact Sheet.

Frequently Asked Questions

Annual fees for Regular Debit Card are ₹150 along with applicable taxes.

Terms and Conditions apply

The Regular Debit Card incurs several fees and charges. There is an annual fee of ₹150 plus taxes, and replacement or re-issuance charges amount to ₹200 plus applicable taxes (effective from December 1, 2016). However, there is no charge for ATM PIN generation. Additionally, there are usage charges for specific transactions. At railway stations, there is a fee of ₹30 per ticket plus 1.8% of the transaction amount, while transactions made through IRCTC incur a charge of 1.8% of the transaction amount.

No, the Regular debit card is not free. Fees and charges of Regular debit card include an annual fee of ₹150 plus applicable taxes. Additionally, the reissuance charges of the debit card are ₹200 plus applicable taxes.