Pricing MID for Jan 2026
CREDIT CARD PRODUCT |
ANNUAL MEMBERSHIP FEE (excl. GST) |
PRICING OFFER for FIRST YEAR FEE(Gift voucher offer* on First Year Membership Fee Payment) |
RENEWAL FEE WAIVER (Retail spends in preceding 12 months) |
ACTIVATION OFFER (1 Transaction within 37 days of card open date) |
|---|---|---|---|---|
Freedom Card |
Rs. 500 |
Fee Amount Payable Offer: Get a Gift Voucher equivalent to the First Year Fee amount |
Spend Rs. 50,000 |
A Gift Voucher worth ₹ 250.00 for doing atleast 1 transaction using your new credit card within first 37 days from card open date |
Biz First Card |
||||
MoneyBack+ Card |
||||
GIGA Business Card |
||||
Regalia Gold |
Rs. 2,500 |
Spend Rs. 4,00,000 |
||
Diners Club Privilege Card |
Rs. 1,000 |
Spend Rs. 3,00,000 |
||
Millennia |
Rs. 1,000 |
Spend Rs. 1,00,000 |
||
BIZ Grow |
Rs.500 |
Spend Rs. 1,00,000 |
||
IndianOil HDFC Bank Card |
Rs. 500 |
NA |
Spend Rs. 50,000 |
|
IRCTC HDFC Bank Credit Card |
Rs. 500 |
NA |
Spend Rs. 1,50,000 |
|
Pixel Go |
Zero |
Lifetime free |
||
Pixel Play |
||||
Swiggy HDFC Bank Credit Card |
Rs. 500 |
NA |
Spend Rs. 2,00,000 |
Not Applicable |
Tata Neu Plus Credit Card |
Rs. 499 |
NA |
Spend Rs. 1,00,000 |
|
Tata Neu Infinity Credit Card |
Rs. 1,499 |
NA |
Spend Rs. 3,00,000 |
|
Shoppers Stop HDFC Bank Card |
Rs. 299 |
NA |
Not Applicable |
|
Shoppers Stop Black HDFC Bank Card |
Rs. 4,500 |
|||
Marriott Bonvoy HDFC Bank Credit Card |
Rs. 3,000 |
|||
Harley-Davidson Diners Club Credit Card |
Rs. 2,500 |
Spend Rs. 3,00,000 |
||
H.O.GTM Diners Club Black Credit Card |
Rs. 10,000 |
Spend Rs. 5,00,000 |
||
Flipkart Wholesale HDFC Bank Card |
Rs. 499 |
First Year Free |
Spend Rs. 3,00,000 |
|
Biz Power |
Rs. 2,500 |
GV equivalent to First Year Fee |
Spend Rs. 4,00,000 |
|
Biz Black |
Rs. 10,000 |
No Fee if ₹1,50,000 spent in 90 days |
Spend Rs. 7,50,000 |
|
Diners Club Black Metal Card |
Rs. 10,000 |
Spend Rs. 8,00,000 |
||
Infinia Metal Card |
Rs. 12,500 |
No Fee if ₹3,00,000 spent in 90 days |
Spend Rs. 10,00,000 |
|
Important Terms & Conditions
- First Year Membership Fees will be levied along with applicable GST on 120th day of credit card issuance, except for Marriott Bonvoy HDFC Bank Credit Card and IRCTC HDFC Bank Credit Card, for which First Year Membership Fee will be levied on 45th day of credit card issuance.
- Product Benefits linked to realization of Membership Fee will not be applicable in the event of opting for preferential pricing (First Year Free, Life Time Free Cards etc.)
- Post realization of the First Year Membership Fee, an equivalent amount of Gift Voucher (GV) will be issued. This will be issued within 90 days of Membership Fee realization date. GV offer is not applicable for IndianOil, IRCTC, Pixel Go, Pixel Play, Swiggy, Shoppers Stop, Marriott Bonvoy, Tata Neu, Harley-Davidson, Flipkart Wholesale, Biz Black, Diners Black Metal and Infinia Metal Credit Cards.
- Beyond this MID, First Year Membership Fee waivers and Lifetime Free Credit Cards (Annual Membership Fees waived off) may be applicable for select customers as per the Bank's internal guidelines and discretion.
- Renewal Fee shall be levied at the start of every anniversary year if the card is not Life Time Free or does not meet Renewal fee waiver condition (For more details refer our MITC on www.hdfcbank.com)
- Business Credit card variants can be issued only to Self Employed / Proprietor / Partner Customers