Fee Waiver Condition

Important Terms & Conditions

1. First Year Membership Fees will be levied along with applicable GST on 120th day of credit card issuance, except for Marriott Bonvoy HDFC Bank Credit Card and IRCTC HDFC Bank Credit Card, for which First Year Membership Fee will be levied on 45th day of credit card issuance.
   
   
2. Product Benefits linked to realization of Membership Fee will not be applicable in the event of opting for preferential pricing (First Year Free, Life Time Free Cards etc.)
   
   
3. Post realization of the First Year Membership Fee, an equivalent amount of Gift Voucher (GV) will be issued. This will be issued within 90 days of Membership Fee realization date. GV offer is not applicable for IndianOil, IRCTC, Pixel Go, Pixel Play, Swiggy ornge, Swiggy blck, Shoppers Stop, Marriott Bonvoy, Tata Neu, Harley-Davidson, Flipkart Wholesale, Biz Black, Diners Black Metal and Infinia Metal Credit Cards.
   
   
4. Beyond this MID, First Year Membership Fee waivers and Lifetime Free Credit Cards (Annual Membership Fees waived off) may be applicable for select customers as per the Bank's internal guidelines and discretion.
   
   
5. Renewal Fee shall be levied at the start of every anniversary year if the card is not Life Time Free or does not meet Renewal fee waiver condition (For more details refer our MITC on www.hdfcbank.com)
   
   
6. Business Credit card variants can be issued only to Self Employed / Proprietor / Partner Customers