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Pricing MID for Sep 2026

CREDIT CARD PRODUCT 

ANNUAL MEMBERSHIP FEE (excl. GST) 

PRICING OFFER for FIRST YEAR FEE (Gift voucher offer* on First Year Membership Fee Payment) 

RENEWAL FEE WAIVER (Retail spends in preceding 12 months) 

ACTIVATION OFFER (1 Transaction within 37 days of card open date) 

 

Freedom Card 

Rs. 500 

Fee Amount Payable Offer: Get a Gift Voucher equivalent to the First Year Fee amount 

Spend Rs. 50,000 

A Gift Voucher worth ₹ 250.00 for doing atleast 1 transaction using your new credit card within first 37 days from card open date 

 

Biz First Card 

 

MoneyBack+ Card 

 

GIGA Business Card 

 

Regalia Gold 

Rs. 2,500 

Spend Rs. 4,00,000 

 

Diners Club Privilege Card 

Rs. 1,000 

Spend Rs. 3,00,000 

 

Millennia 

Rs. 1,000 

Spend Rs. 1,00,000 

 

BIZ Grow 

Rs. 500 

Spend Rs. 1,00,000 

 

IndianOil HDFC Bank Card 

Rs. 500 

NA 

Spend Rs. 50,000 

 

Micro Enterprise Card 

First Year Free 

Spend Rs. 1,00,000 

 

IRCTC HDFC Bank Credit Card 

NA 

Spend Rs. 1,50,000 

 

Pixel Go 

Rs. 250 

No Fee if ₹10,000 spent in 90 days 

Spend Rs. 50,000 

 

Pixel Play 

Rs. 500 

No Fee if ₹20,000 spent in 90 days 

Spend Rs. 1,00,000 

 

Swiggy Ornge HDFC Bank Card 

Rs. 500 

NA 

Spend Rs. 1,50,000 

Not Applicable 

 

Swiggy Blck HDFC Bank Card 

Rs. 1,000 

No Fee if ₹75,000 spent in 90 days 

Spend Rs. 2,00,000 

 

Tata Neu Plus Credit Card 

Rs. 499 

NA 

Spend Rs. 1,00,000 

 

Tata Neu Infinity Credit Card 

Rs. 1,499 

NA 

Spend Rs. 3,00,000 

 

Shoppers Stop HDFC Bank Card 

Rs. 299 

NA 

Not Applicable 

 

Shoppers Stop Black HDFC Bank Card 

Rs. 4,500 

 

Marriott Bonvoy HDFC Bank Credit Card 

Rs. 3,000 

 

Harley-Davidson Diners Club Credit Card 

Rs. 2,500 

Spend Rs. 3,00,000 

 

H.O.GTM Diners Club Black Credit Card 

Rs. 10,000 

Spend Rs. 5,00,000 

 

Flipkart Wholesale HDFC Bank Card 

Rs. 499 

First Year Free 

Spend Rs. 3,00,000 

 

Biz Power 

Rs. 2,500 

GV equivalent to First Year Fee 

Spend Rs. 4,00,000 

 

Biz Black 

Rs. 10,000 

No Fee if ₹1,50,000 spent in 90 days  

Spend Rs. 7,50,000 

 

Diners Club Black Metal Card 

Rs. 10,000 

Spend Rs. 8,00,000 

 

Infinia Metal Card 

Rs. 12,500 

No Fee if ₹3,00,000 spent in 90 days  

Spend Rs. 10,00,000 

 

Important Terms & Conditions

  1. First YearMembership Fees will be levied along with applicable GST on 120th day of credit card issuance, except for Marriott Bonvoy HDFC Bank Credit Card and IRCTC HDFC Bank Credit Card, for which First Year Membership Fee will be levied on 45th day of credit card issuance.   

  2. Product Benefits linked to realization of Membership Fee will not be applicablein the event ofopting for preferential pricing (First Year Free, Life Time Free Cards etc.) 

  3. Post realization of theFirst YearMembership Fee, an equivalent amount of Gift Voucher (GV) will be issued. This will be issued within 90 days of Membership Fee realization date. GV offer is not applicable for IndianOil, Micro Enterprise, IRCTC, Pixel Go, Pixel Play, Swiggy Ornge, Swiggy Blck, Shoppers Stop, Marriott Bonvoy, Tata Neu, Harley-Davidson, Flipkart Wholesale, Biz Black, Diners Black Metal and Infinia Metal Credit Cards.

  4. Beyond this MID,First YearMembership Fee waivers and Lifetime Free Credit Cards (Annual Membership Fees waived off) may be applicable for select customers as per the Bank's internal guidelines and discretion. 

  5. Renewal Fee shall be levied at the start of every anniversary year if the card is notLifeTime Free or does not meet Renewal fee waiver condition (For more details refer our MITC on www.hdfc.bank.in

  6. BusinessCredit card variants can be issued only to Self Employed / Proprietor / Partner Customers 

Have an HDFC Bank Credit Card? Refer friends and family earn rewards of up to ₹1000 every month!

Millennia Credit Card