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Value Benefit Chart for Paytm HDFC Bank Select Business Credit Card

Save up to 10% on your Business & Personal spends of Rs. 8,00,000 in a year with Paytm HDFC Bank Select Business Credit Card
List Benefits & Offers Spends per year Savings per year Assumptions
Key Benefits 5% cashback on all purchases in Paytm Mall 2,40,000 5% Rs. 20,000 spends per month (except EMI spends)
3% cashback on all purchases in Travel & monthly bill payments through standing instructions 2,40,000 3% Rs. 20,000 spends per month (except EMI spends)
1% cashback on all other spends. 1,80,000 1% Rs. 15,000 spends per month (except EMI spends)
Travel/lounge Benefits Complimentary 12 Lounge Access per year   4.50% Rs. 3,000 per lounge visit
Annual Fee Benefit Annual fee waived off on spends of Rs. 1 lac in the year.   1% Rs. 1,00,000 spends per year (except EMI spends)
Milestone Benefits Rs.500 worth GV upon card activation with 4 transactions in first 30 days.   0.25% Minimum transaction amount is Rs. 100
Rs 1000 worth GV on spends of Rs. 2 Lac in a year   0.50% Spends have already been included as part of core benefits.
Paytm First membership upon 1st Transaction of Rs.100   1% Get Paytm First Membership for a year worth Rs.1,800
Fuel Benefit 1% Fuel Surcharge Waiver
Min. transaction 400
1,44,000 1% Rs. 12,000 spends per month
  Total 8,00,000 10%  

Paytm HDFC Bank Select Business Credit Card