All About Insurance Coverage on HDFC Bank Regalia Gold Credit Card

HDFC Bank Regalia Gold Credit Card offers comprehensive insurance coverage to add value to your card membership. The insurance coverage includes air accidents, emergency hospitalisation and card liability. Let us take a closer look at what this insurance coverage offers and how you can utilise it during unforeseen circumstances.

Let us explore the insurance benefits to maximise the card's usage:

Air Accident Coverage

With the HDFC Bank Regalia Gold Credit Card, cardholders benefit from a substantial coverage of ₹1 crore in the unfortunate event of a bodily injury resulting in death within 12 months of an air accident. This coverage applies explicitly to incidents occurring during air travel.

Emergency Medical Expenses

When travelling outside India, you are entitled to coverage of up to ₹15 lakh for emergency medical expenses due to sudden and unexpected illness or bodily injury. However, please note that expenses related to pre-existing conditions are not covered under this policy.

Card Liability Cover

In the event of card loss or other liability issues, the primary cardholder is covered up to ₹9 lakh. This safeguard protects against potential financial losses associated with card liability.

Here is a comprehensive guide to the claim procedure associated with the HDFC Bank Regalia Gold Credit Card's insurance coverage:

• Step 1: Initiate a claim by notifying HDFC ERGO within 60 days of the incident.

• Step 2: Submit all required documents within 130 days of the loss.

• Step 3: If you have any questions or need help with the claim process, you can contact HDFC ERGO through the following channels: 

• Toll-Free: +800 08250825 (International Toll-Free - accessible from outside India) / 01204507250 (Chargeable)

• Email: bankclaims@hdfcergo.com

• Address: A&H Claims Inward Team, HDFC Ergo GIC Ltd., 6th Floor, Leela Business Park, Andheri Kurla Road, Andheri East, Mumbai 400059

To add nominees for the insurance coverage on your HDFC Bank Regalia Gold Credit Card, follow these steps:

• Step 1: Visit the official HDFC Bank Regalia Gold Credit Card webpage.

• Step 2: Scroll down to the insurance coverage section and locate the Nominee Details web form.

• Step 3: Complete the web form by filling in the required details as instructed.

• Step 4: Provide the nominee details, including their name, date of birth, relationship to you, and the legal guardian's name if the nominee is a minor.

• Exclusivity: The insurance benefits linked to the HDFC Bank Regalia Gold Credit Card are reserved exclusively for the primary cardholder.

• Air Accident Cover: This coverage activates when tickets are purchased using the HDFC Bank Regalia Gold Credit Card.

• Travel Insurance: Like the Air Accident Cover, this insurance becomes effective upon purchasing HDFC Bank Regalia Gold Credit Card tickets.

• Travel Visa Procurement: Please note that the Travel Insurance provided cannot be used solely for obtaining a travel visa; it offers coverage during your trip but does not apply to visa applications. 

• Validity: The Travel Insurance coverage is valid exclusively for international travel from India.

• Maximum Trip Duration: Insurance coverage is limited to a maximum trip duration of 30 days.

The HDFC Bank Regalia Gold Credit Card insurance coverage offers peace of mind. You can spend and enjoy the card's benefits while travelling, without worries. Moreover, the card offers flight vouchers and Club Vistara memberships to enhance your travel experience while safeguarding you with insurance coverage. Apply for your HDFC Bank Regalia Gold Credit Card today!

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*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification per the bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.