Choose from categoriesKnow more about Savings Account
Speciale Platinum
For those who are at the paradigm of success
Speciale Gold
For the Achievers & Aspirers
Speciale Senior Citizen
Premium offerings for your golden years
Speciale Women Gold
Curated for the Women Achievers
Savings Max
Your Trusted Savings Partner
Speciale Kids account - Super Kids
Premium Kids Account
Garv Pension Savings Account
Garv Pension Savings Account for the holder.
Senior Citizen Savings Account
Banking solutions for your elderly years
Women's Savings Account
Savings Account for the women of today
Kids Advantage
Kids Savings Account
Speciale Activ
Rewarding account for our Home Loan customers
Regular Savings Account
Basic Savings Account available at select locations
DigiSave Youth Account
Designed for today's youth
Basic Savings Bank Deposit Account
Government Scheme Beneficiary Savings Account
Giga Savings Account
Curated for Freelancers!
Pragati Savings Account
An account for emerging Bharat
Institutional Savings Account
Kisan Club Savings Account
Choose from categoriesKnow more about Salary Account
Speciale Platinum Salary Account
Access to High Net worth Banking
Speciale Gold Salary Account
Uber premium banking for the achievers
Premium Salary Account
Premium Salary Account for the Rising Stars
Classic Salary Account
For the hard working professionals
Regular Salary Account
Everyday Salary Account
Salary Family Account
Extend similar benefits to your family
Choose from categoriesView All
Millennia Credit Card
The Best CashBack Credit Card
MoneyBack+ Credit Card
Rewarding Credit Card For Everyday Spends
Freedom Credit Card
The Credit Card for All Your Firsts and Beyond
PhonePe HDFC Bank Uno Credit Card
PhonePe HDFC Bank Ultimo Credit Card
INFINIA Metal Edition
By Invite Only
Diners Club Black Metal Edition Credit Card
If the world is where you belong, Welcome to the Club
PIXEL Play Credit Card
Not Your Usual Credit Card
PIXEL Go Credit Card
HDFC Bank UPI RuPay Credit Card
Convenience of UPI & Credit Card benefits
Regalia Gold Credit Card
Best lifestyle & travel credit card
Diners Club Privilege Credit Card
Tata Neu Infinity HDFC Bank Credit Card
Extraordinary Rewards. Ready for You.
Tata Neu Plus HDFC Bank Credit Card
Swiggy HDFC Bank Credit Card
Delightful Rewards. Ready For You
Swiggy Ornge HDFC Bank Credit Card
Rewards that keep up with your appetite, everywhere
Swiggy BLCK HDFC Bank Credit Card
Final Convenience, served daily
Marriott Bonvoy HDFC Bank Credit Card
Unmatched Luxury. Ready for You.
Indian Oil HDFC Bank Credit Card
Fuel Benefits. Ready For You.
IRCTC HDFC Bank Credit Card
There's a train ride in every swipe
BizBlack Metal Edition Credit Card
Made for Business. Made for Your Business.
BizFirst Credit Card
BizGrow Credit Card
BizPower Credit Card
GIGA Business Credit Card
Flipkart Wholesale HDFC Bank Credit Card
Soaring Ambitions. Ready for you.
HDFC Bank UPI Rupay Biz Credit Card
Experience 'Credit + Convenience' with HDFC Bank UPI Biz Credit Card
Paytm HDFC Bank Business Credit Card
Get The Credit You Deserve!
Paytm HDFC Bank Select Business Credit Card
Access the Credit You Merit
GiftPlus Card
One Pune Card
One Pune Transit Card
GiftPlus Corporate Prepaid Card
FoodPlus Prepaid Card
Flexi Benefits Card
FleetXpress
Petty Cash Card
Payroll Card
Pre-approved offers on Loans, Credit Cards, Home Loans & more!
Exclusive deals with your card on electronics, travel and shopping!
Nri Banking
The blog explains the Overseas Citizenship of India (OCI) status, including its eligibility criteria, benefits, and the application process, offering detailed information on how foreign citizens of Indian origin can live and work in India indefinitely.
Aug 05,2025
In today’s globalised world, many people of Indian origin live abroad, maintaining deep connections with their homeland. For these individuals, the Overseas Citizenship of India (OCI) offers a unique way to stay linked with India, granting several significant benefits. This article talks about what OCI is, its benefits, and the eligibility criteria for obtaining an OCI card.
OCI stands for Overseas Citizenship of India. It is an immigration status that allows a foreign citizen of Indian origin to live and work in India indefinitely.
The OCI card was introduced by the Government of India in 2005 through the Citizenship (Amendment) Act of 2005. This initiative was created to address the demands of Indians living abroad who wanted the benefits of dual citizenship.
Since India does not permit dual citizenship, the OCI card serves as an alternative for many Non-Resident Indians (NRIs). It's important to note that there is a significant difference between NRI status and an OCI card.
You can apply for an OCI card online by logging in at https://passport.gov.in/oci.
While completing the application, you will require the following lists of documents:
Note: If you previously held Indian Citizenship, you must formally renounce or surrender your Indian passport before applying for an OCI visa.
A stipulated fee is chargeable when you apply for an OCI card through Indian missions overseas and in India.
Now that you know what is OCI, its benefits and the documents required for the application. Click here to make the most of this facility and utilise the option to invest in India.
The best things in Life are free Just like our credit cards