How to buy an LED TV on EMI in 3 simple steps

Upgrading your television can be an exciting experience, especially when considering the advanced features and superior picture quality that modern LED TVs offer. However, the price tag of these high-tech gadgets can be daunting. Fortunately, with HDFC Bank's EasyEMI option, you can purchase the LED TV of your dreams without worrying about the cost upfront. In this article, we’ll guide you through the simple steps to buy an LED TV on EMI.

Step 1: Check Your Eligibility

Before you start shopping for your new LED TV, it’s essential to determine if you’re eligible for an EMI loan. Here’s how you can check your eligibility:

• Salaried Individuals: If you are a salaried individual with a monthly income of over Rs 15,000 (for HDFC Bank account holders) or Rs 18,000 (for non-HDFC Bank customers), you qualify for an EMI loan to purchase an LED TV. 
  
  
• Self-Employed Individuals: For self-employed individuals, an annual Income Tax Return (ITR) of over Rs 1.5 lakh is required to be eligible for an EMI loan. 
   

You can easily check the eligibility criteria online through the HDFC Bank website or visit a nearby branch. Don’t forget to carry your PAN card if you opt to visit the branch in person. The bank staff can quickly verify your eligibility and provide you with the necessary information across the counter. 

Step 2: Visit a Partner Store Near You

Once you’ve confirmed your eligibility, the next step is to visit one of HDFC Bank’s partner stores. Here’s what you need to do:

• Choose Your TV: After researching and selecting the LED TV that meets your needs, head to a partner store near you. These stores offer a wide range of options, allowing you to select the perfect TV. 
  
  
• Payment Options: At the store, you can pay for your TV using an HDFC Bank Credit Card, Debit Card, or opt for a Consumer Durable Loan. The bank offers the flexibility to convert your Credit Card and Debit Card purchases into EasyEMI. Alternatively, you can choose to pay via a Consumer Durable Loan, which is designed specifically for purchasing electronics and appliances. 
  
  
• No Extra Costs: One of the biggest advantages of using HDFC Bank’s EasyEMI is that there are no hidden costs. You’ll enjoy zero documentation, zero down payment, and zero processing fees. The approval and disbursal of the loan are instant, meaning you can get your TV without delay. Plus, you can repay the amount in no extra cost EMIs over a tenure of 12 to 36 months, making it easy to fit the payments into your budget.
   

Step 3: Take Your LED TV Home

The final step in your LED TV purchase journey is the easiest:

• Hassle-Free Purchase: After completing the payment, you can take your TV home immediately or arrange for delivery, depending on the store’s services. There’s no need to wait in long queues or deal with unnecessary hassles. 
  
  
• Immediate Enjoyment: With your new LED TV set up at home, you won’t miss out on any of your favorite sporting events or entertainment programs. Thanks to the EasyEMI option, you get to enjoy your new purchase right away, while paying for it over time in manageable installments.

Buying an LED TV on EMI with HDFC Bank makes upgrading your home entertainment simple, affordable, and fast. By checking your eligibility, visiting a partner store, and choosing a suitable EMI option, you can bring home your preferred TV without any heavy upfront payment. With instant approval, no-cost EMIs, and flexible tenures, you enjoy big-screen viewing today while spreading the cost comfortably over time.

Looking to opt for EasyEMI? Click here to get started. 

Disclaimer: *Terms & conditions apply. Consumer Loan disbursal, Debit and Credit Card approvals are at the sole discretion of HDFC Bank Ltd.