Cardless Cash

Adding a Beneficiary

Step 1 Login to NetBanking

Step 2 Select Funds Transfer tab >>> Request >>> Add a Beneficiary >>> Cardless Cash Withdrawal

Step 3 Enter the beneficiary details, click on Add and Confirm

Step 4 Confirm the mobile number and enter the OTP received for validation (Please note that after commpleting the addition of the beneficiary it will take 30 minutes for the beneficiary details to reflect in your account)

Sending money to an added Beneficiary

Step 1 Login to NetBanking

Step 2 Select Fund Transfer >>> Cardless Cash Withdrawal

Step 3 Select the Debit Bank Account

Step 4 Select beneficiary from list of registered beneficiaries (Mobile number gets auto populated)

Step 5 Check the beneficiary details, enter the amount, click on continue and confirm

Step 6 Confirm the mobile number and enter the OTP to validate the transaction

Step 7 The beneficiary will receive an SMS containing the OTP, nine-digit order ID and the amount

Withdraw cash at HDFC Bank ATMs by the Beneficiary

Step 1 The beneficiary visits HDFC Bank ATM and selects Cardless Cash (option will be displayed in IDLE loop screen)

Step 2 Select the language

Step 3 Customer will be asked to enter the following details in a sequential manner

           a. OTP

           b. The beneficiary mobile number

           c. Nine digit order ID

           d. Amount of the transaction.

Once the above details are validated the cash will be disbursed by ATM.

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Cardless Cash Withdrawal / Transfers are…

All You Need To Know

Easy transfers

  • Transfer cash to anyone only with their mobile numbers
  • Easily add or delete beneficiaries via NetBanking
  • Get started in simple steps
Card Reward and Redemption

Convenient withdrawals

  • ​​​​​​​24X7 service to send / transfer and withdraw cash at all HDFC Bank ATMs
  • Beneficiary need not hold a bank account and can withdraw cash instantly without ATM / Debit Card
Card Reward and Redemption

Secure transactions

  • Safe and secure mode of cash withdrawal / transfer using NetBanking
  • Authentication checks through OTPs
  • 30 minute cooling period after beneficiary addition
  • Transaction is valid for 24 hours after request is made
  • Transaction limits: A single beneficiary can receive a maximum of ₹10,000 per day or ₹25,000 per month, whichever is lower
Card Reward and Redemption

Fees and Charges

  • Waiver of Rs 25/txn fee for cardless cash withdrawal till September 30, 2020. Charges of Rs. 25 per transaction will be applicable from 1st October 2020.
Card Reward and Redemption

Cardless Cash Withdrawal Process

For 1st time users, a beneficiary needs to be registered. Registration of a beneficiary needs to be done through NetBanking and is required only once per beneficiary.

1. Login to NetBanking

2. Select Funds Transfer tab >>> Request >>> Add a Beneficiary >>> Cardless Cash Withdrawal

3. Enter the beneficiary details, click on Add and Confirm

4. Confirm the mobile number and enter the OTP received for validation​​​​​​​

(Please note that after completing the addition of the beneficiary it will take 30 minutes for the beneficiary details to reflect in your account.)

1. Login to NetBanking

2. Select Fund Transfer >>> Cardless Cash Withdrawal

3. Select the Debit Bank Account

4. Select beneficiary from list of registered beneficiaries (Mobile number gets auto populated)

5. Check the beneficiary details, enter the amount, click on continue and confirm

6. Confirm the mobile number and enter the OTP to validate the transaction

7. The beneficiary will receive an SMS containing the OTP, nine-digit order ID and the amount

1. The beneficiary visits HDFC Bank ATM and selects Cardless Cash (option will be displayed in IDLE loop screen)

2. Select the language

3. Customer will be asked to enter the following details in a sequential manner

           a. OTP

           b. The beneficiary mobile number

           c. Nine digit order ID

           d. Amount of the transaction.

Once the above details are validated the cash will be disbursed by ATM.

Important Instructions

  • Cardless cash withdrawal request can be initiated for a minimum of Rs.100 per transaction and up to a maximum of Rs.10,000 per day or Rs.25,000 per month for a beneficiary (The limits are subject to change as per regulatory guidelines). 

    A successful cardless cash withdrawal request will be valid for a period of 24 hours from the time of creation of request. After expiry of 24 hours, the request will be reversed to the initiators account which was debited.

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