Premium Salary Account - Documentation

Introduction

The HDFC Bank Premium NRI Salary Account is tailored for salaried individuals, featuring a Platinum Debit Card with increased security and higher transaction limits.

Documents Required for NRI Premium Salary Account

NRI Premium Salary Account

  • Photocopy of passport pages showing passport and personal details of all applicants.

  • Copy of Permanent Account Number (PAN) or Form 60 (if PAN is not available).

  • Copy of valid visa/work permit (Employee contract letter for short-term visas).

  • One passport photograph for each applicant.

  • Address proof document confirming either overseas or Indian address. The address must match the application form.

  • ​​​​​​​Click Here for documentation.
Card Reward and Redemption

Additional Documents Mandatory

  • PAN/PAN Acknowledgement or Form 60 (if PAN is unavailable).

  • Recent passport-size photograph.

  • Self-attested copy of Official Valid Document (OVD). For NEW TO BANK customers, the document must additionally be certified by one of the following:

    • Authorised official of overseas branches of Scheduled Commercial Banks registered in India. [Click Here to view the country-wise list of Indian bank branches]

    • Branch of an overseas bank affiliated with HDFC Bank. [Click here for details].

    • Notary Public, Court Magistrate, or Judge abroad.

    • Indian Embassy/Consulate General in the country where the NRI/PIO resides.

Card Management & Control

Proof of Identity For Identity Verification

  • Indian Passport Holder: Provide a photocopy of your valid Indian Passport.

  • Foreign Passport Holder: Submit a photocopy of your valid Foreign Passport.

Redemption Limit

Proof of NRI/PIO Status

For Identity Verification:

  • Indian Passport Holder: Provide a photocopy of your valid VISA (Employment/ Residence/Student/Dependent, etc.) or a Work/Residence Permit copy.

  • Foreign Passport Holder: Submit a photocopy of your OCI (Overseas Citizen of India) card/PIO (Person of Indian Origin) card/PIO declaration, where applicable.

Smart EMI

Proof of Address

  • Choose either Indian or Overseas.

  • Proof of Address (document must be self-attested and certified by the authorities mentioned above).

  • Provide either an Indian or overseas proof of address.

Card Management & Control

Officially Valid Documents (OVD)

  • Valid Passport

  • Driving License

  • Aadhar Card (Indian address proof).

  • Voter ID card issued by the Election Commission of India (Indian address proof).

  • Job Card issued by NREGA signed by a State Government officer (Indian address proof).

  • Letter issued by the National Population Register containing Name & Address details.

  • Documents issued by foreign government departments (e.g., OCI/PIO Card, Work/Residence Permit, Social Security Card, Green Card, etc.) (applicable only for foreign citizens holding PIO/OCI card).

  • Letter issued by a Foreign Embassy or Mission in India (applicable only for foreign citizens holding PIO/OCI card).

Card Management & Control

Deemed To Be OVD

  • Utility bill (Electricity, Telephone, Post-Paid Mobile Phone, Piped Gas, Water Bill) – (not older than 2 months).

  • Property or Municipal Tax receipt.

  • Pension or Family Pension Payment Orders (PPOs) issued by Government Departments or Public Sector Undertakings, if they include the address.

  • Letters of accommodation allotment or Leave and License agreements for official accommodation issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions, and listed companies.

  • Click here to download the declaration.

Card Management & Control

Frequently Asked Questions

You can open an NRI Premium Salary Account at HDFC Bank without a PAN Card. by submitting Form 60.

To open an NRI Premium Salary Account at HDFC Bank, you need a photocopy of your passport, PAN or Form 60, valid visa/work permit, a passport photograph, and proof of address.

HDFC Bank allows opening of an NRE/NRO Premium Salary Account for Non-Resident Indians (NRIs). This zero-balance account has excellent features for the account holder sand their family. In short, both NRE and NRO variants of Premium Salary Accounts are available for NRIs, with slightly different features.