| Personal Accidental Death Cover (Rs) | Platinum Debit Card (Classic / Preferred / Imperia / Platinum / Vishesh)/ Moneyback | Times Points Debit Card / Millennia Debit Card / | GIGA Business Debit Card/ Business Debit Card | Rewards Debit Card / Gold Debit Card / Womans Debit Card | Criteria |
|---|---|---|---|---|---|
| Free Accidental Base Cover (Airline/Rail / Road) | Rs. 5 Lakhs | Rs. 5 Lakhs | Rs. 5 Lakhs | Rs. 5 Lakhs | One shopping transaction (POS/ PG) in last 90 days (For Airline: Only valid on domestic air tickets purchased using HDFC Bank Debit Card) |
| Accelerated Insurance Cover (Airline/ Rail / Road | Base Cover of Rs.5lakhs + Accelerated Cover Upto Rs.10 Lakhs basis Spend Criterion | Base Cover of Rs.5lakhs + Accelerated Cover Upto Rs.5 Lakhs basis Spend Criterion | Base Cover of Rs.5lakhs + Accelerated Cover Upto Rs.5 Lakhs basis Spend Criterion | NA | Last twelve month Spends based criterion |
| Accidental Air Insurance Cover (International Travel*) | Rs. 3 Crore | Rs. 1 Crore | Rs. 1 Crore | Rs. 25 lakh | Valid on International Air Tickets purchased using HDFC Bank Debit Card*** |
Important: Claim Process
In order to claim the Personal Accident Death Cover, the claimant (nominee of the customer’s account / legal heir) should submit the below mentioned documents within 1 month of Cardholder’s death, at any nearest HDFC Bank branch.
- Claim form/ Request letter from the nominee of the account/ legal heir
- Death summary from the hospital. (if card holder admitted to hospital)
- Postmortem Report
- Death Certificate issued by municipal authorities.
- Final police inspection report.
- Bank Statement, 1 year prior to date of loss (1 year in case of platinum & 6 months in case of gold cards)
- Nominee details of the cardholder
- Indemnity Bond on the stamp paper.
- Relationship proof of nominee with the cardholder.
- KYC documents for card holder and nominee both(Photo ID & address proof)
- NEFT details of the nominee.
The branch would guide further on the process to be followed.
*Terms & Conditions as per Cardholder’s agreement applicable