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Features

  • Hdfc Life Click 2 Achieve Par Advantage
  • Choose any combination from 5 plan options as per your future needs.
  • Life Insurance Cover for financial security of your family
  • Additional Life Coverage – Flexibility to choose additional life option for your spouse
  • Guaranteed benefits** – Option to receive guaranteed pay-outs during the Policy Term
  • Policy Continuance Benefit (PCB) – Get Waiver of future premium on death of Life Assured + Get Death Benefit as lumpsum immediately + Future benefits continue to nominee or survivor
  • Premium Offset - Feature to offset your premium against cash bonus and/or guaranteed payouts as applicable
  • Paid Up Additions – Feature to convert part or full cash bonus payable into Paid-Up Additions
  • Deferral of Survival/Income Benefit – Feature to accrue the cash bonus and/or guaranteed pay-out and take it as lumpsum when required
  • Optional Riders – Enhance your protection coverage with rider options on payment of additional premium
  • Online Sales - This Product is also available for online sale
  • Tax benefits - You may be eligible for tax benefits as per prevailing tax laws.

Click here Click here to know your eligibility

**Only for guaranteed income option

Frequently Asked Questions

A 15-day survival period is applicable. This refers to the period from the diagnosis and fulfilment of the definition of the conditions covered which the life assured must survive before the benefit will be paid. Claim payment will only be made with confirmatory diagnosis of the conditions covered while the insured is alive (i.e., a claim would not be admitted if the diagnosis is made post-mortem). 2. Disabilities covered under Waiver of Premium on Total and Permanent Disability (WOP TPD)

There is a waiting period of 90 days from the policy commencement date or revival of cover. In case the insured event happens during this period, no benefit shall be payable. Waiting period is not applicable for claims occurring solely due to an accident. However, the permanency of the disability needs to be established for the claim to be payable under Accidental TPD Benefit.

Indirect Taxes - Taxes and levies as applicable shall be levied as applicable. Any taxes, statutory levy becoming applicable in future may become payable by you by any method including by levy of an additional monetary amount in addition to premium and or charges.

Direct Taxes Tax will be deducted at the applicable rate from the payments made under the policy, as per the provisions of the Income Tax Act, 1961, as amended from time to time.

Disclaimer

HDFC Life Insurance Company Limited. (CIN: L65110MH2000PLC128245. IRDAI Registration No. 101.) Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: service@hdfclife.com, Tel. No: 022-6844-6530 (Call charges apply). Website: www.hdfclife.com

The name/letter ‘HDFC’ in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under licence from HDFC Bank Limited.

HDFC Life Click 2 Achieve Par Advantage (UIN:101N207V01) is an Individual Non Linked, Participating, Savings Life Insurance Plan. Life Insurance coverage is available in this product.

HDFC Life Income Benefit on Accidental Disability Rider (101B041V01) is a Non-Linked, Participating, Pure risk premium, Individual Life rider. HDFC Life Protect Plus Rider (101B040V01) is a NonLinked, Participating, Pure risk premium, Individual Life/Health rider. HDFC Life Health Plus Rider (101B031V02) is a Non-Linked, Participating, Pure risk premium, Individual Health rider. HDFC Life Waiver of Premium Rider (101B032V02) is a Non-Linked, Participating, Pure risk premium, Individual Life/ Health rider.

This version of the policy document invalidates all previous versions, if any for the same plan. Please know the associated risk and applicable charges from your insurance agent or the intermediary or the policy document of the insurer. HDFC Bank Limited is the Corporate Agent (IRDAI Reg. No. CA0010) of HDFC Life. Insurance policy is underwritten by HDFC Life. Purchase of Insurance policy is voluntary. ARN: MC/01/25/20230.
 

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

  • IRDAI or its officials do not involve in any activities of insurance business like selling insurance policies, announcing bonus or investment of premiums, refund of amounts.
  • Policyholders or the prospects receiving such phone calls are requested to lodge a police complaint