How to Update Your PAN Card in HDFC Bank Records?

If you have recently received a reissued or corrected Permanent Account Number (PAN) Card, it is important to ensure your new details are updated in your HDFC Bank records.

Resident Individual – Update Online | Locate Branc​​​h

Non-Resident Indian – Update Online​​​

All Other Non-Individuals – Locate Branch​​​

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What Are the Prerequisites for Linking a PAN Card?

Resident Individual:

  • If you are a Resident Individual, you can update your PAN digitally through InstaServices (Servies tab on the website).
  • You can also submit a physical form at the branch to update your PAN.
  •  Update Online | Locate Branch

Non-Resident Indian:

  • If you are a Non-Resident Indian, you can update your PAN Digitally via InstaServices (Servies tab on the website)
  •  Update Online

All Other Non-Individuals:

  • If you are a Sole Proprietorship, Partnership firm, Pvt/ Public Ltd Company, LLP, HUF, TASC, you can visit the branch with the PAN Card & authorised signatories for submitting the request.
  •  Locate Branch
2132890439

Documents Required to Update PAN Card

PAN Proof

  • Any one of the following:
  • PAN Card (copy)
  • e-PAN (downloaded from NSDL/UTIITSL portal)
  • In case you've changed your PAN number, you also need to submit proof of surrender of PAN

Additional (if applicable)

  • Duly filled Customer Request Form (if submitting at branch)

Know More About PAN Card Update

How to check your PAN Card Application at Income Tax Department

Here are the different ways you can track the status of your PAN update:

  • SMS: Send your acknowledgement number to 57575.

  • Phone: Call 020-27218080 (TIN Customer Care) with your token number.

  • Online: Check status on the National Securities Depository Limited (NSDL) or the UTI Infrastructure Technology and Services Limited (UTIITSL) website.

No need for collateral

Prerequisites for PAN Updation

To use InstaServices for updating your PAN, make sure you meet the following requirements:

  • Above 18 years of age.

  • PAN is not updated in HDFC Bank records.

  • Details mentioned on the PAN Card are handy. 

  • Active Savings/Salary/Current Account.

  • Debit Card/NetBanking/Aadhaar details are handy for identity confirmation.

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Benefits of InstaServices

Here are some of the benefits of updating your PAN through InstaServices:

  • Digital-first Journey: No paperwork or physical visits needed.

  • Immediate Authentication: Verified using Debit Card, NetBanking, or Aadhaar.

  • Instant Confirmation: Receive an on-screen acknowledgement and SMS/email update within minutes.

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Things to Remember

  • If your PAN has errors and does not match bank records, rectify this with NSDL/UTIITSL first before attempting to update your PAN.

  • Only a valid and active PAN Card (physical or e-PAN) is accepted.

  • Keep your registered mobile number/email ID active to receive OTPs.

  • Each Joint Account holder must carry out their own PAN update. 

  • Loan Accounts usually auto-update once the linked Primary Account PAN is updated.

  • If you don’t receive confirmation within 4 working days, track your PAN Card update status or reach out to PhoneBanking: 1800 1600 or 1800 2600.

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Ways to Update a PAN Card in HDFC Bank

  • Select PAN updation and click on “Let’s Begin.”

  • Log in using your registered mobile number.

  • Verify your identity using your DOB or Customer ID

  • Enter the OTP received on your registered mobile number.

  • Confirm your PAN Card details.

  • Authenticate via Debit Card, NetBanking, or Aadhaar.

  • Submit and receive confirmation.

  • Visit your nearest HDFC Bank branch.

  • Provide your original PAN (if requested) and a self-attested copy

  • Submit the form and verification copy.

  • Receive an acknowledgement slip.

Importance of Updating PAN Card

  • Regulatory Requirement: As per Reserve Bank of India’s (RBI) Know Your Customer (KYC) norms, banks must maintain valid PAN or Form 60 records.
  • Smooth Transactions: PAN is mandatory for high-value deposits, withdrawals, and investments. Without it, services may be restricted.
  • Avoid Disruptions: Central Board of Direct Taxes (CBDT) requires PAN (or Aadhaar, where applicable) for cash transactions above ₹20 Lakh in a financial year.
  • Investment Compliance: Fixed Deposits, Securities, and Mutual Funds require valid PAN details for approval.

Frequently Asked Questions

HDFC Bank’s PAN updation details get validated and updated within 4 working days. Online PAN update happens immediately

As per the RBI’s KYC framework, banks are required to keep valid PAN details on record.

Online PAN update happens immediately.

Each Account holder must update PAN Card details to ensure records are complete.

Transactions above certain thresholds may be restricted until your online PAN update is completed.

You need to go through Services & Support > InstaServices > Update/Add PAN to complete your request.

Update Your PAN Card in HDFC Bank Records Now!