Business Freedom Credit Card Fees & Charges

Annual fees:

  • Make purchases worth ₹20,000 within a year to receive a waiver for the next year's annual membership fee.
  • Renew your membership each year by paying a nominal fee of ₹500.
     

Cash advance fees: All cash withdrawals on your card will incur a fee of 2.5%, with a minimum charge of ₹500.

Interest:

  • Enjoy an interest-free period of up to 50 days from the date of purchase.
  • Any outstanding amount carried beyond the bill due date will incur an interest rate of 3.49% per month.
     

READ DETAILED FEES & CHARGES
Terms and Conditions

Frequently Asked Questions

No, Business Freedom Credit Card free incurs a fee of ₹500.

Annual fees of the Business Freedom Credit Card is tailored to meet the needs of business owners. Cardholders can enjoy a waived annual membership fee for the following year by simply making purchases totaling ₹20,000 within a year. Furthermore, maintaining membership is hassle-free with an affordable annual renewal fee of just ₹500. This transparent and cost-effective approach makes the Business Freedom Credit Card an ideal choice for entrepreneurs looking to manage their finances efficiently while enjoying valuable perks.

Business Freedom Credit Card offers a flexible fee structure designed to accommodate varying usage patterns. To benefit from a waiver of the annual membership fee for the following year, cardholders need to meet the criteria of a minimum monthly spend of ₹20,000 within the current year. Additionally, for continued membership privileges, an annual renewal fee of ₹500 is required. When it comes to cash advances, a fee of 2.5% is applicable, with a minimum charge of ₹500, for all withdrawals made using the card. These fees ensure transparency and flexibility for cardholders in managing their finances effectively.