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Aug 06,2025
India is the second-largest smartphone market in the world. The country is still growing at almost 30% annually. Today, you can get smartphones at prices ranging from ₹5,000 to ₹90,000 and even more. The sheer number of choices can often leave you confused. Hence, deciding then becomes an exercise involving spending hours researching various features and offers on the internet.
To help you with your decision-making, here are a few handy tips on factors you should consider:
Are you the kind of user likely to have multiple apps open simultaneously? Do you see yourself being a heavy consumer of video-streaming apps or playing games? Heavy online usage tends to drain batteries faster. If you belong to this category of users, then it is better to go for a phone with a long-lasting battery.
Phones have two kinds of memory – Random Access Memory (RAM) and Read Only Memory (ROM). RAM and your phone's processor (detailed below) affect how quickly and smoothly your phone runs. ROM is commonly known as storage. This memory is used to store the OS, apps and all the videos, photos and songs you want to store on the phone.
Therefore, phones with higher RAM will be faster, and those with higher ROM will have more storage. An average user should be happy with 2 GB RAM and 16 GB ROM. But if you are a heavy user, go for a phone with at least 3-4 GB RAM and 64GB ROM. To extend your ROM, you can also use a micro SD memory card, but remember, apps that are stored and run from memory cards tend to be slower.
There is a lot of hype surrounding in-built phone cameras, with brands trying to outdo each other by offering more megapixels. Don’t let this fool you. A camera with more megapixels doesn’t result in better images. Apart from megapixels, good quality photos are a function of factors like ISO levels, aperture and autofocus speed.
If you are likely to take many pictures, go for a phone with a 12 or 16-MP camera with an aperture of f/2.0 or lower for good results even in low light. If your camera use is not likely heavy, a phone with an 8-12 MP camera and an aperture of f/2.2 should be fine.
Much like smartphone cameras, there is a lot of hype about processors with jargon like quad-core, octa-core, Snapdragon, MediaTek and so on. Here is a simple thumb rule. Look at the processing speed expressed in terms of GigaHertz (GHz). The higher the speed, the faster the processor. Opt for a faster processor if you intend to do a lot of photos/video editing or play online games and stream videos.
A phone with a 5.5 – 6-inch HD or QHD display is usually ideal. This will allow you to enjoy a rich media experience while being easy to carry in your pocket or purse.
There are only two Operating Systems (OS) to choose from – Android or iOS. If you opt for iOS, you are, by default, opting for an Apple iPhone. All other smartphone makers function on the Android OS. But this also comes in a confusing array of names and versions. Often the Android OS is tweaked by manufacturers to add features which could also result in bloatware, thereby slowing down the phone. So, try the phone out before making the decision.
As mentioned earlier, smartphones come at price points that vary greatly. Prices tend to increase as you go higher up the value chain regarding processor speeds, memory, camera and display.
But don’t let your budget stop you from buying your desired smartphone. Talk to HDFC Bank, India’s No. 1* Bank, and convert your purchase into EMIs with HDFC Bank’s Debit Cards, Credit Cards or Consumer Durable Loans.
Here's what you get with HDFC Bank:
And what's more, HDFC Bank brings you special EasyEMI offers on selected handsets.
So, make the right choice and use these handy tips and HDFC Bank's offer to buy your dream smartphone now! Click here for HDFC Bank EasyEMI now!
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