Nationality: Indian
Age: Minimum 21 years, Maximum 60 years
Income: Gross monthly income greater than ₹70,000
Nationality: Indian
Age: Minimum 21 years, Maximum 65 years
Income: Income Tax Return (ITR) greater than ₹8.4 lakh per annum
To qualify for the Shoppers Stop Black HDFC Bank Credit Card, salaried and self-employed applicants must be at least 21 years old.
Yes, there is a maximum age limit for applying for a Shoppers Stop Black HDFC Bank Credit Card. The maximum age for salaried Indian citizens is 60 years. For self-employed, the maximum age cap is 65 years.
To qualify for the Shoppers Stop Black HDFC Bank Credit Card, the minimum income requirement is over ₹70,000 per month for salaried individuals and ₹8.4 lakh per annum for self-employed individuals.
No, individuals with no credit history cannot apply for the Shoppers Stop HDFC Bank Credit Card. The bank typically requires applicants to have an established credit history to assess their creditworthiness and repayment ability.
No, applicants do not need to have an existing relationship with HDFC Bank to apply for the Shoppers Stop Black HDFC Bank Credit Card. The card is available to both existing and new customers, provided they meet the eligibility criteria.
Your Shoppers Stop Black HDFC Bank Credit Card application may be rejected due to poor creditworthiness, inadequate income, or incomplete/inaccurate information provided. Loan defaults or unstable employment history could also be factors.
Yes, it is possible to re-apply after a six-month cooling period if the application for the Shoppers Stop Black HDFC Bank Credit Card is rejected. However, it's essential to address the reason for rejection, such as boosting your credit score or stabilising your income, before reapplying.