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More benefits than ever before

Welcome Benefit

  • 5 Reward Points for every ₹ 150 spent, a maximum of 10,000 reward points per statement cycle.

Travel Benefits

  • 5 domestic airport lounge access quarterly and 15 international lounge visits annually through the Lounge Key program.

Insurance Benefits

  • Corporate liability waiver insurance, providing coverage up to ₹ 1 Crore.

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Additional Benefits

Save up to ₹10,000* annually

Just like 15 lakh+ HDFC Bank cardholders

Documents required to get you started

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photograph

Address Proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income Proof

  • Salary slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16
  • Bank statements

Application Process

Online application process:

  • Step 1 - Provide & validate your Phone Number & Date of Birth/PAN
  • Step 2- Confirm your details
  • Step 3- Select your Card
  • Step 4- Submit & Receive your Card*

*In certain cases, uploading documents and completing video KYC might be required.

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Know more about the card

Credit Card Management & Controls

    Netbanking

    To enable card controls for your HDFC Bank Credit Card through NetBanking, follow these steps:

    1. Log in to HDFC Bank NetBanking using your Customer ID.

    2. Go to the Cards Tab >Select the card > Click Manage card>Manage Domestic and International Limits.

    3. You will be able to view your existing daily domestic and international usage limits.

    4. Enable or disable Online, Contactless, and International usage based on your preference.

    5. Click ‘Update’, enter the OTP received on your registered mobile number, and then click ‘Continue’.

    6. Your selected card controls will be updated instantly.

    Mobile Banking

    To enable card controls for your HDFC Bank Credit Card conveniently through our HDFC Bank MobileBanking App, follow these steps:

    1. Open the HDFC Bank MobileBanking App and log in using your credentials.

    2. Go to the ‘Cards’ section from the menu.

    3. Select the HDFC Bank Credit Card for which you want to enable card controls.

    4. Click ‘Manage Limits’, then enable/disable transaction types such as Online Transactions, Contactless Payments, and International Usage, or set transaction limits according to your preference.

    5. Click ‘Update’ to confirm your changes and enter your MPIN. The updated card control settings will be applied instantly.

    For more detailed management, you can also use our MyCards platform at https://mycards.hdfc.bank.in/ which offers a seamless experience without the need for passwords or downloads.

    MyCards

    To enable card controls for your HDFC Bank Credit Card via MyCards, follow these steps:

    1. Visit the MyCards portal- https://mycards.hdfc.bank.in/ on your desktop or mobile.

    2. Log in using your registered mobile number and the OTP received.

    3. For first-time users, enter the last four digits of your card.

    4. On the card homepage, click the ‘Card Control’ tab.

    5. Enable/disable features such as Online Transactions, Contactless Transactions, International Usage, and set usage limits as per your preference.

    6. Confirm your settings, and the changes will be applied instantly.

    PayZapp

    You can conveniently enable card controls for your HDFC Bank Credit Card through PayZapp by following these steps:

    1. Open the PayZapp app and log in using your credentials.

    2. On the homepage, tap the ‘MyCards’ tab> Select ‘Go to MyCards’.

    3. Log in using your registered mobile number and the OTP sent to your mobile.

    4. If you are a first-time user, enter the last four digits of your HDFC Bank Credit Card.

    5. On the card homepage, tap the ‘Card Control’ tab.

    6. Enable or disable features such as Online Transactions, Contactless Transactions, and International Usage, or set usage limits according to your preference.

    7. Confirm your settings. The updated card control settings will be applied instantly.

    WhatsApp Banking

    To enable card controls for your HDFC Bank Credit Card using WhatsApp Banking, follow the steps given below:

    1. Add HDFC Bank’s official WhatsApp number – 7070022222– to your contacts.

    2. Send the text "Credit Card" to this number.

    3. You will receive a reply with options. Choose the option “Manage My Card”

    4. You will receive a reply with options to select “Domestic / International/ Enhance limits”

    5. Choose the option you want to enable, such as Domestic Online Transactions, Contactless Transactions, or International Transactions.

    6. Enter the transaction limit you want to set. An OTP will be sent to your registered mobile number. Enter the OTP to confirm the change.

    7. Enter the last 4 digits of your Credit Card number.

    8. The current status of the selected transaction type will be shown as Enabled.

    IVR

    To enable or modify your HDFC Bank Credit Card controls and transaction limits, you can contact HDFC Bank's toll-free numbers:

  • Toll-free numbers: 1800 1600 or 1800 2600 (available from 8 am to 8 pm)
  • For overseas travel assistance: 022-61606160
  • By contacting our toll-free numbers, you can enable/modify limits for Domestic, International, Online, Contactless, ATM, and POS transactions on your Debit or Credit Card.

Smart EMI

 Card Reward and Redemption

  • Exclusive SmartBuy Corporate Portal

Redeem Reward Points against airline ticket and hotel bookings from reward redemption catalogue at 1 Reward Point = ₹0.30. Click here for more details.

Smart EMI

Fees & Charges

  • Please click here to see the fees and charges applicable on your Corporate Credit Card.
Fees & Charges

Added Delights

Travel Benefits

  • 5 domestic lounge access per quarter. 
  • 15 international lounge access per calendar year through the Lounge Key program.
  • Click here for the lounge list.
  • Unlimited Wi-Fi access on the ground and in the air at over 1 million hotspots in 100 countries with Boingo Wi-Fi.

Corporate Liability Waiver

  • Corporate liability waiver Insurance to protect against the risk of employee fraud with a card level cover of ₹2.5 Lakh and corporate level cover of ₹ 50 Lakh, click here.

SmartBuy Benefits

  • Access exclusive offers and reward redemption through the SmartBuy Corporate Portal.

Zero Lost Card Liability

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre. 

Added Delights

Rewards Redemption & Validity

  • Redeem Reward Points for miles against leading International and Domestic airlines, hotels, and catalogue options.
  • Reward points are valid for up to 2 years. Unredeemed CashPoints will expire/ lapse after 2 years of accumulation

Note:

  • Frequent flyer registration is needed before attempting Airmiles redemption in NetBanking.
  • Enable your Credit Card for International usage and upgrade your international daily limit, effortlessly, through NetBanking.
  • Click here to know the terms and conditions.
Rewards Redemption & Validity

Contactless Payment

  • Sap Concur Black Corporate Credit Card is enabled* for Contactless Payments at retail outlets.  
  • (Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.) 

Contactless Payment

Most Important Terms & Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms & Conditions

Application Channels

Where to apply for the Sap Concur Black Corporate Credit Card?
You can apply for a Regalia Gold Credit Card via:

Application Channels

Frequently Asked Questions

The documents required to apply for the SAP Concur Solutions Black Corporate Credit Card include identity proof (Aadhaar Card, PAN Card), address proof (latest utility bill, passport), and income proof (latest salary slips for salaried individuals and income tax returns for self-employed individuals).

The credit limit of the SAP Concur Solutions Black Corporate Credit Card will be determined by HDFC Bank based on various factors such as income, credit history, and other internal policies.

No, for security reasons we send you your ATM PIN only by post.

Yes, your HDFC Bank Chip Credit card can be used anywhere in the world wherever Visa/MasterCard are accepted. 

At a chip-enabled terminal, you can insert your Chip card into a POS Terminal. If you are using your Chip card at a location that does not have a chip-enabled terminal, your card will be swiped and the transaction will be completed with your signature as in case of a regular card transaction.

The SAP Concur Solutions Black Corporate Credit Card is a premium Credit Card that offers exclusive benefits and rewards tailored to corporate needs. It provides features such as airport lounge access, reward points, insurance protection, and more.

You will receive your new ATM PIN by post within 10 days from when your request has been submitted.

To register for Autopay:
Step 1: Click on the "Autopay register" link on the left side margin.

Step 2: Select the Credit Card number that you want to register for the Autopay facility and your HDFC Bank account number from which you want your Credit Card payments to be made.

Step 3: If you want the full amount of your statement to be paid from your bank account select the "Total amount due" link, and if you want only the minimum amount due (5% of total amount) to be paid, select "Minimum Amount Due".

Step 4: Click on "Continue" and then on "Confirm".

A message will be displayed on the screen confirming the successful registration of your Credit Card for Autopay. Please note that it takes 7 days to activate the Autopay facility for your Credit Card account. If your payment due date is 7 days, or less, away from the date of registration for Autopay kindly pay your monthly bill through your usual payment mode as Autopay will only be effective from the next billing cycle.

After you have logged in, you can change your password using the "Change password" option in the top part of the screen. You have to type your current password and the new password you have chosen in their respective boxes.

To apply for SAP Concur Solutions Black Corporate Credit Card, follow these steps: 
Existing HDFC Bank Account holders:

  • Download the application form.
  • Fill in your details and drop it off at your local HDFC Bank branch.
  • We'll handle the rest and send the card to your mailing address.

Non-HDFC Bank Account holders: 

  • Download the Account Opening form.
  • Fill it out, including the SAP Concur Solutions Black Corporate Credit Card application.
  • Submit it to your nearest HDFC Bank branch, and we'll assist with the rest