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What's in store for you

Indian oil card1

Are you ready for some exciting benefits and deals?

Exclusive Benefits

  • 4 Reward Points for every ₹150 spent.

  • Complimentary Club Vistara Silver membership.

  • Exclusive SmartBuy Corporate Portal for offers and reward redemption.

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Explore these additional benefits

Documents required to get you started

Documents required for the Accounts Payable Program

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving license
  • PAN card
  • Passport size photograph

Address Proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income Proof

  • Salary slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16
  • Bank statements

Quick and easy credit card application process. Watch now!

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Know more about the card

Added Delights

  • HDFC Bank Business Corporate Regalia Credit Card Lounge Access Program. 8 complimentary lounge access per calendar year through Franchise Lounge program & 6 complimentary lounge access per calendar year through Priority Pass program
  • Insurance/Comprehensive Protection

    • Air accidental death cover of ₹1 crore.
    • Emergency medical expenses cover up to ₹1 lakh.
    • Cover up to ₹15,000 each on flight delays, loss of checked baggage, and missed connecting flights. Click here to know Insurance Terms & Conditions
  • 1% Fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000 only, across all petrol pumps. *Fuel Surcharge Waiver capped at Rs.500 per statement cycle (GST Applicable)
  • Lowest foreign currency markup fee of 2% on all foreign currency spends. 
  • Corporate Liability Waiver
  • Employee fraud insurance cover up to ₹2 lakh per card and ₹25 lakh corporate level.
Added Delights

Card Reward & Redemption Program

  • Redeem Reward Points for miles against leading International and Domestic airlines, hotels and catalogue options.
  • SmartBuy Corporate, an exclusive earn and burn portal for Corporate Credit cardholders
  • You can choose to redeem your Reward Points instantly against:

    • Airline ticket booking
    • Hotel booking
       
  • Reward redemption catalogue
    1 Reward Point = INR 0.30 when redeemed onoffers.smartbuy.hdfcbank.com/corporateFor more offers Click here
  • Rewards Redemption & Validity
    • Reward points are valid for up to 2 years (Note: Frequent flyer registration is needed before attempting Airmiles redemption in NetBanking. Enable your Credit Card for International usage and upgrade your international daily limit, effortlessly, through NetBanking. Click here to know the terms and conditions.)

 

Card Reward & Redemption Program

Fees & Renewal

  • Click here to view details of your Business Corporate Regalia Credit Card fees and charges
Fees & Renewal

Card Management & Control 

MyCards, a mobile-based service platform for all credit card needs, facilitates convenient activation and management of your Business Corporate Regalia Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads. 

  • Credit Card Registration & Activation 

  • Set up Card PIN 

  • Manage Card Controls like Online Spends, Contactless Transactions, etc. 

  • View Transactions / Download e-Statements 

  • Check Reward Points 

  • Block/ Re-Issue Card 

  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card 

Card Management & Control 

Validity

  • Unredeemed CashPoints will expire/ lapse after 2 years of accumulation 
Validity

Maximise Rewards on Business Corporate Regalia Credit Card with SmartBuy

  • Up to 10% CashBack on Flight & Hotel bookings, Gift Vouchers and more via SmartBuy 

  • Smart EMI

  • Option to convert big spends into EMI after purchase available on Business Corporate Moneyback EMV Chip (Click here to know more)    

Maximise Rewards on Business Corporate Regalia Credit Card with SmartBuy

Contactless Payment

  • Business Corporate Regalia is enabled* for Contactless Payments at retail outlets.  
    (Note: in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.) 

Contactless Payment

Zero Lost Card Liability

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre. 
Zero Lost Card Liability

Revolving Credit

  • Available at a nominate interest rate. (Check Fees & Charges section for more details) 
Revolving Credit

Frequently Asked Questions

To apply for Business Corporate Regalia Credit Card Online, you would typically need to provide documents such as KYC (Know Your Customer) documents, proof of business existence, income documents, and other relevant documents as per HDFC Bank's credit card application requirements.

Existing HDFC Bank Account holders

  • Download the application form

  • Fill in your details and drop it off at your local HDFC Bank branch

  • We'll handle the rest and send the card to your mailing address.

Non-HDFC Bank Account holders

  • Download the Account Opening form

  • Fill it, including the Business Corporate Regalia Credit Card application

  • Submit it to your nearest HDFC Bank branch, and we'll assist with the rest

The Business Corporate Regalia Credit Card is a premium Credit Card offered by HDFC Bank, exclusively designed for corporate clients. It comes with various exclusive features, rewards, and benefits tailored to meet the financial needs of businesses.

The credit limit on the Business Corporate Regalia Credit Card is determined based on factors such as the business's financial standing, creditworthiness, and other relevant parameters. It allows for an interest-free credit period of up to 50 days from the date of purchase.

Apply for a Business Corporate Regalia Credit Card and enjoy many benefits, including reward points, low annual fee, lounge access, insurance coverage, contactless & secure payment, and more.

Yes, the Business Corporate Regalia Credit Card provides complimentary lounge access as part of its luxury benefits. Through the Priority Pass program, you can enjoy eight domestic airport lounge visits annually and six international lounge visits annually. 

Terms & Conditions

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