H.O.G Diners Club Credit Card​ Eligibility Criteria

Eligibility Criteria

For Salaried Applicants

  • Nationality: Indian
  • Age: Minimum 21 years, Maximum 60 years
  • Income: Gross monthly income greater than ₹1.75 lakh

For Self-Employed Applicants

  • Nationality: Indian
  • Age: Minimum 21 years, Maximum 65 years
  • Income: Income Tax Return (ITR) greater than ₹21 lakh per annum

  • Click here to learn about HDFC Bank H.O.G Diners Club Credit Card

Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

To apply for the HDFC Bank H.O.G Diners Club Credit Card, the minimum age requirement is 21 years.

Yes, a maximum age limit exists for applying for the HDFC Bank H.O.G Diners Club Credit Card. For salaried individuals, the maximum age is 60 years, while for self-employed individuals, it is 65 years.

To qualify for the HDFC Bank H.O.G Diners Club Credit Card, salaried individuals must have a net monthly income of at least ₹1.75 lakh. For self-employed individuals, the annual income reflected in their Income Tax Return (ITR) should exceed ₹21 lakh.

Although a specific credit score is not mandated, applicants with a history of defaults cannot qualify for the HDFC Bank Regalia Gold Credit Card.

HDFC Bank H.O.G Diners Club Credit Card applications may be rejected due to low credit scores, incomplete documents, mismatched eligibility criteria, unstable income, excessive existing debt, or frequent credit inquiries. Additionally, errors in the application form, residential instability, or failing to meet the minimum age requirement can lead to rejection.

If your application for the HDFC Bank H.O.G Diners Club Credit Card is denied, you may reapply after six months, giving you time to resolve any concerns and boost your eligibility.

The HDFC Bank H.O.G Diners Club Credit Card is for individuals aged 21 or older with a steady income, either as salaried employees or self-employed professionals, and is not meant for students.

You don’t need to visit a branch to apply for the HDFC Bank Regalia Gold Credit Card. Simply apply online via the HDFC Bank website, NetBanking or Mobile Banking.