Specialé Senior Citizen Savings Account FAQs

Your Account gets you a total value benefit of over INR 39,000. Refer to the value chart for complete details: Speciale Savings Account Comparison | HDFC Bank

Yes, Free Doorstep Banking Services are available for Senior Citizens above 70 years. Know more

• Free Unlimited ATM transactions at HDFC Bank ATMs

• 30 Free ATM transactions/month at non-HDFC Bank domestic ATMs 

• Lifetime Nil Annual Maintenance Charges (AMC) on Demat Account 

• 25% discount on Demat Debit transaction 

• Special Brokerage rates and Pricing on HSL Trading Account Click here to Know More

• Higher interest rate on your Fixed Deposits  

^{*T&C apply}

• Insurance cover up to ₹15 lakh on your Platinum Debit Card* 

• Air Accident Cover of ₹3 Cr on your Platinum Debit Card* 

^{*Terms & Conditions apply | Know more}

You can enjoy NIL Charges for – 

• Cash transactions (Self & 3rd Party) 

• ATM transactions @ HDFC Bank ATMs 

• Cheque books 

• Locker fees for first year^ (Applicable only for 1st locker with the bank) 

• Service request like Interest Certificate / Balance Certificate and many others 

• Demand Draft / Pay Order 

• Digital transactions like IMPS/ NEFT / RTGS/ UPI 

• Insta alerts 

^{^Discount is basis financial year​​​​​​​}

^{​​​​​​​No liability account charges for Super Senior Citizen customers}

• Amazon Pay Gift Card / Uber Voucher/ Swiggy /Zomato/Apollo Pharmacy/NetMeds vouchers cumulative worth Rs. 1,000 

  You will be eligible, subject to minimum spends of Rs. 10,000 on the Debit card in first 90 days from the date of Account opening as per T&C. This Amazon Pay Gift Card can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in 
   
  Example: If the customer has opened an account on 15th Mar’24, then customer has to spend Rs.10,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Mar’24 to 13th Jun’24. Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days from end of eligibility month 

• Samarth Eldercare voucher - avail 3 months Membership for Free OR 12-month Membership at 60%  

  You will be eligible for Samarth Eldercare voucher subject to atleast one POS/Ecom Debit card transaction in first 90 days from the date of Account opening as per T&C.  

Key benefits of Samarth Eldercare

• 10 to 50* discount on Medicine home delivery

• 10 to 25%* discount on OPD Consultation

• 20 to 25%* discount on diagnostics test with home collection facility.

• Teleconsultation and Second Opinion from Doctors at cost

• Discounts on Comprehensive Care plans, Samarth senior tours and other community offers

Points to note:

• Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions

• These offers are not applicable on account upgrades and will be provided only on new account opening 

• Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time.

• In case of any issue relating to the above offer including any dispute or discrepancy or non-receipt of voucher or on my/our eligibility, HDFC Bank’s decision shall be final and binding on me/us in all respects.

For Cyber insurance, you need to carry out at least 1 purchase transaction i.e POS/ ECOM transaction using the Debit Card, within 12 months prior to the event date. ATM transactions or withdrawals will not be considered under successful debit card purchase transactions)

Yes, you get free Domestic Airport Lounge access (Twice every quarter) with your complimentary Platinum Debit Card worth INR 850 

Click here for details

^{*T&C apply} 

Enjoy voucher worth INR 2,000 from Amazon Prime, Swiggy, Uber, Ixigo, PVR, Amazon Pay on activating any 5 services as per T&C from the 10 services. Know more

As a valued Speciale Sr. Citizen customer, you get the flexibility to maintain either Average Quarterly Balance (AQB) of ₹1 lakh or Fixed Deposit Cushion of ₹4 lakhs^

Please note that lifestyle offers are not applicable on FD cushion

^{^ FD Cushion is valid if FD is booked via Specialé Account and in the name of Primary holder.}

For Cyber insurance, you need to carry out at least 1 purchase transaction i.e POS/ ECOM transaction using the Debit Card, within 12 months prior to the event date. ATM transactions or withdrawals will not be considered under successful debit card purchase transactions)