| Description of Charges | Institutional Savings Account | |
|---|---|---|
| Minimum Balance (Average Monthly Balance) | Zero | |
| Charges on non maintenance thereof | NIL | |
| Cheque Book | Free | |
| Account Statements - Free | Monthly statements | |
| Issue of duplicate / ad hoc statements | Soft Copy - Current and previous year statement through NetBanking - No charge eStatement on registered E-mail ID - No charge Physical copy - Branch - ₹100 Phone Banking (Non IVR) - ₹75 Phone Banking (IVR), Net Banking, Mobile Banking, and ATM - ₹50 |
|
| Hold Statement | ₹400 per year | |
| Managers Cheques/Demand Drafts- Issuance/Re-issuance - On HDFC Bank Locations | Free | |
| Managers Cheque/Demand Drafts - Cancellation / Revalidation | Free | |
| Demand Drafts- Issued - On Non HDFC Bank Locations | ₹50 plus charges as outlined below: | |
| Up to ₹500 | ₹10 | |
| Above ₹500 to ₹1000 | ₹15 | |
| Above ₹1000 to ₹5000 | ₹25 | |
| Above ₹5000 to ₹10,000 | ₹30 | |
| Above ₹10,000 to ₹1 Lakh | ₹3 per 1000 or part thereof | |
| Above ₹1 Lakh | ₹6 per 1000 or part thereof, minimum ₹300 to maximum ₹10,000. | |
| Cheque Collection - Local Clearing Zone | Free | |
| Collection of outstation cheques - our bank locations | Free | |
| Collection of outstation cheques - other locations | Charges for cheques drawn on Non-Branch locations | Trust Account |
| Up to Rs 10,000 | ₹25 | |
| ₹10,000 to ₹1lakh | ₹100 | |
| ₹1lakh and above | ₹150 | |
| Cheques drawn on speed clearing branches - Free | ||
| Cheque return charges drawn on us | For the first instance in a month: ₹450 Charges due to funds transfer cheque return: ₹450 2nd instance in the same month: ₹500 3rd instance and above in the same month: ₹550 |
|
| Due to Technical reasons: ₹50 per instance. Note: Technical reason include date not mentioned, post dated, sign mismatch |
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| Cheques deposited returned unpaid | ₹100 | |
| Balance Enquiry - at Branch | Free | |
| Balance Certificate | ₹100 | |
| Interest Certificate | ₹100 | |
| TDS Certificate | Free | |
| Account Closure (from account opening date) | Up to 14 days: NIL 15 days up to 6 months: ₹500 6 months up to 12 months: ₹500 Beyond 12 months: NIL |
|
| Photo Attestation | ₹100 per instance | |
| Signature Attestation | ₹100 | |
| Address Confirmation | ₹100 | |
| Stop Payment Charges | Particular Cheque: ₹50 Range of Cheques: ₹100 *Both free via Phone Banking and Net Banking |
|
| Standing Instructions | Setting up charges: NIL ₹25 per transaction plus remittance charge |
|
| Old records/copy of paid cheques | ₹80 | |
| Activation of dormant account | No charges | |
| Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit) | Free | |
| Inter Branch transactions (transaction at non account branch) through teller counters - Funds Transfer | Free | |
| Inter Branch transactions including Third party (transaction at non account branch) through teller counters - Cash transactions. | Cash transactions up to ₹5 lakh free per day Above ₹5 lakh a charge of ₹5 per 1,000 will be levied on the full amount |
|
| Cash transactions at Home Branch | Free | |
| Local Cheque deposited for outstation accounts | No Charge | |
| Phone Banking - IVR | Free | |
| Phone Banking - Non IVR | Free | |
| InstaPay | ₹10 plus applicable taxes, per transaction | |
| Visa Money Transfer | ₹5 plus applicable taxes, per transaction | |
| NEFT Charges - Inward | Free | |
| NEFT Charges- outward | Free | |
| NEFT Charges for Indo Nepal transactions | Customers having NSBL account: ₹20 Customers having Non-NSBL account: Up to ₹5,000: ₹70 Above ₹5,000: ₹95 *Nepal State Bank Ltd |
|
| RTGS charges - outward (Branch) | Free | |
| RTGS - Inward | Free | |
| MobileBanking | NIL | |
| NetBanking | Free | |
| ECS / ACH (Debit) Return Charges | 1st instance in a month: ₹450 per transaction 2nd instance in a month: ₹500 per transaction 3rd instance and above in a month: ₹550 per transaction |
|
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | ₹50 per instance | |
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) | ₹40 | |
| Standing Instructions rejects | ₹200 per instance | |
| Debit Card | Charges | |
| Business# | ATM Card | |
| Annual Fee per Card | ₹250 | Free |
| Daily ATM Limit | ₹1 lakh | ₹10,000 |
| Daily Merchant Establishment Point of Sale Limit | ₹5 lakh | NA |
| Forex Transactions | The bank will charge a cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of transaction | |
| Mandate registration charges | ₹40 | |
| InstaAlerts | Click here to know more | |