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Garv Pension Savings Account Schedule Charges - Click here​​​​​​​
 

Details Charges
AMB Requirement Zero balance account
Activation of dormant account Free
Deliverable returned due to negative reasons (no such consignee/ consignee shifted and no such address) Free
Cheque Deposited Return Unpaid - Local & Outstation ₹ 200/- per instance
Duplicate passbook issuance Free
Issue of duplicate / adhoc statements Branch - ₹ 100/-
PhoneBanking (Non IVR) - ₹75/-
Net/Mobile/PhoneBanking - IVR & ATM - ₹ 50/Branch - ₹ 100/-
PhoneBanking (Non IVR) - ₹75/-
Net/Mobile/PhoneBanking - IVR & ATM - ₹ 50/
Minimum Balance charges (AMB) Zero balance account
Standing Instruction Reject ₹ 200 per instance
Stop Payment Charges Particular Cheque (through Branch) - ₹ 100/- Range of Cheque (through Branch) - ₹ 200/- Through NetBanking - Free
Regeneration of IPIN (request received at branch for physical dispatch) Free
Managers Cheque/Demand Draft cancellation / Revalidation Free
Charges for cheques drawn on non HDFC Branch locations Free
Cash transactions (Cash deposits & withdrawals) by self & third party at home & Non-home branches No. of Transaction - 4 Free txns /month, post free limit - ₹150/- per transaction (excluding CRM Transactions) Value of Transaction - Self + Third party * (Any Branch) Up to ₹2 lac free per month per account. Above free limit - ₹5/- per 1000 or part thereof, subject to minimum of ₹150/- (including CRM Transactions). If Number and Value transaction both are breached then Charges for Value of Transaction would apply.
*Third party Cash transaction per day limit at any branch is ₹25,000/-Above ₹25,000/- will be allowed with ₹5/- per 1000 or part thereof, subject to minimum of ₹150/-No. of Transaction - 4 Free txns /month, post free limit - ₹150/- per transaction (excluding CRM Transactions) Value of Transaction - Self + Third party * (Any Branch) Up to ₹2 lac free per month per account. Above free limit - ₹5/- per 1000 or part thereof, subject to minimum of ₹150/- (including CRM Transactions). If Number and Value transaction both are breached then Charges for Value of Transaction would apply.
*Third party Cash transaction per day limit at any branch is ₹25,000/-Above ₹25,000/- will be allowed with ₹5/- per 1000 or part thereof, subject to minimum of ₹150/-
MC/DD issuance - At self Bank / non bank locations Through Branch up to ₹10,000
Regular ₹50 (Senior Citizen ₹45)
Above ₹10,000 - Regular ₹1 per 1000 or part thereof (min. of ₹50/- & max. of ₹10,000)
Request through Netbanking and for non branch location - No changeThrough Branch up to ₹10,000
Regular ₹50 (Senior Citizen ₹45)
Above ₹10,000 - Regular ₹1 per 1000 or part thereof (min. of ₹50/- & max. of ₹10,000)
Request through Netbanking and for non branch location - No change
Cheque return charges drawn on us 1st return - ₹500
2nd return onwards - ₹550 Technical Reason : ₹50 (e.g. - Date not mentioned, post-dated, sign mismatch)1st return - ₹500
2nd return onwards - ₹550 Technical Reason : ₹50 (e.g. - Date not mentioned, post-dated, sign mismatch)
ECS /ACH(Debit) Return Charges 1st return - ₹500
2nd return onwards - ₹550
Address Confirmation Free
Balance Confirmation Certificate Free
Balance Inquiry Free
BillPay Free
Cheque book issuance charges Free - 25 Cheque leaves per year
Additional chequebook of 25 leaves will be charged @ ₹ 100
Interest Certificate Free
Mandate registration charges Free
Old records/copy of paid cheques Free
Passbook issuance Free
Photo Attestation Free
SI set on NetBanking Free
Signature Attestation Free
TDS certificate Free
TIN Regeneration Free
Account Closure Free


Click here to know more about Garv Pension Saving Account.
 

Disclaimer: Terms and conditions apply. Savings Account approval is at the sole discretion of HDFC Bank Limited and is subject to documentation and verification as per the Bank's requirements. Interest rates are subject to change. Please check with your RM or the closest bank branch for current interest rates. 

Frequently Asked Questions

No, the HDFC Garv Pension Saving Account does not impose any account maintenance or service fees. It is explicitly a Zero-Balance Account, meaning there's no minimum balance requirement and hence no penalty for not maintaining any balance.

There are no charges for NEFT or RTGS transactions done at the branch under the Garv Pension Saving Account.

The first 25 cheque leaves per year are provided free of charge. However, if you request an additional cheque book (beyond the free quota), a fee of ₹100 per additional 25 leaves will apply.

No, there is no account closure fee for closing the HDFC Garv Pension Saving Account. You can close the account at any time without incurring any charges.