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Garv Pension Savings Account Schedule Charges - Click here​​​​​​​

 

Description Details Charges Charges (For Senior Citizens)
Minimum Balance Requirement Minimum Balance Charges Zero Balance Account Zero Balance Account
Cash Transactions Cash deposits & withdrawal by self & third party at home & Non-home branches Self + Third Party @ Home + Nonhome locations:
Free up to ₹2,00,000
Above ₹2,00,000 - ₹ 5 per thousand, Minimum - ₹150
Maximum per day limit is ₹ 25,000 for third party		 Self + Third Party @ Home + Nonhome locations:
Free up to ₹2,00,000
Above ₹2,00,000 - ₹5 per thousand, Minimum - ₹150
Maximum per day limit is ₹25,000 for third party
Cheque Book Cheque Book Issuance Free - 25 Cheque leaves per year
Additional chequebook of 25 leaves will be charged @ ₹100		 Free - 25 Cheque leaves per year
Additional chequebook of 25 leaves will be charged @ ₹100
Collection of Outstation Cheques Collection of Outstation Cheques - Our Bank / Other locations Free Free
Cheque Return Cheque Return Charges Drawn On Us ₹200 ₹80
Cheque Deposited Returned Unpaid Cheque Return Charges Drawn On Us ₹200 ₹80
Stop Payment Stop Payment Charges Particular Cheque - ₹50 through branch and Free through PhoneBanking
Range of Cheques - ₹100 through branch and Free through PhoneBanking		 Particular Cheque - ₹50 through branch and Free through PhoneBanking
Range of Cheques - ₹100 through branch and Free through PhoneBanking
Old Records/Copy of Paid Cheques Old Records/Copy of Paid Cheques Charges Free Free
TIN Re-generation TIN Re-generation Charges Free Free
Signature Attestation Signature Attestation Charges Free Free
Photo Attestation Photo Attestation Charges Free Free
Interest Certificate Interest Certificate Charges Free Free
Balance Certificate Balance Certificate Charges Free Free
Address Confirmation Address Confirmation Charges Free Free
BillPay BillPay Charges Free Free
Branch Transactions Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS Free Free
ECS (Electronic Clearing House) Debit / ACH (Automated Clearing House) Debit ECS /ACH(Debit) Return Charges First - ₹450
Second - ₹500
& Third Onwards - ₹550		 First - ₹400
Second - ₹450
& Third Onwards - ₹500
Standing Instruction (SI) SI Set on NetBanking Free Free
Standing Instruction Standing Instruction Reject ₹200 ₹200
Duplicate Passbook Duplicate Passbook Issuance Free Free
Duplicate / Adhoc Statements Duplicate / Adhoc Statement Issuance Through Branch - ₹100
Through PhoneBanking (Non IVR) - ₹75
Through Net/Mobile/PhoneBanking - IVR & ATM - ₹50		 Through Branch - ₹50
Through PhoneBanking (Non IVR) - ₹50
Through Net/Mobile/PhoneBanking - IVR & ATM - ₹30
Deliverable Returned Due to Negative Reasons Deliverable Returned Due to Negative Reasons (No such consignee/consignee shifted and no such address) Free Free
Dormant Account Activation Dormant Account Activation Free Free
Managers Cheque /Demand Drafts (MC/DD) MC/DD Issuance - At Self Bank / Non-Bank Locations 0 to ₹10,000- ₹50
Above - ₹5 per ₹1,000 on entire amount Minimum - ₹75 & Maximum - ₹10,000		 0 to ₹10,000 - ₹45
Above - ₹5 per ₹1,000 on entire amount Minimum - ₹50 & Maximum - ₹10,000
Mandate Registration Mandate Registration Charges Free Free
I-PIN Re-generation I-PIN Re-generation Charges ₹40 ₹36
Managers Cheque /Demand Drafts – Cancellation / Revalidation Managers Cheque /Demand Drafts – Cancellation / Revalidation Charges ₹45 ₹40
Passbook Issuance Passbook Issuance Charges Free Free
Balance Enquiry Balance Enquiry Charges - At Branch Free Free
Phone Banking - Non IVR Phone Banking Charges - Non IVR ₹15 ₹15
Account Closure Account Closure Charges Free Free
AMB (Average Monthly Balance) Requirement AMB Requirement Zero Balance Account Zero Balance Account

     

  • Click here to know more about Garv Pension Saving Account.

 

Disclaimer: Terms and conditions apply. Savings Account approval is at the sole discretion of HDFC Bank Limited and is subject to documentation and verification as per the Bank's requirements. Interest rates are subject to change. Please check with your RM or the closest bank branch for current interest rates. 

Frequently Asked Questions

No, the HDFC Garv Pension Saving Account does not impose any account maintenance or service fees. It is explicitly a Zero-Balance Account, meaning there's no minimum balance requirement and hence no penalty for not maintaining any balance.

There are no charges for NEFT or RTGS transactions done at the branch under the Garv Pension Saving Account.

The first 25 cheque leaves per year are provided free of charge. However, if you request an additional cheque book (beyond the free quota), a fee of ₹100 per additional 25 leaves will apply.

No, there is no account closure fee for closing the HDFC Garv Pension Saving Account. You can close the account at any time without incurring any charges.