EasyEmi - SME

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EasyEmi - SME
EasyEmi - SME

What Is EASYEMI For SMEs?

Whether you wish to revamp your office space or improve its infrastructure, with HDFC Bank’s EASYEMI for MSMEs, you can take the necessary steps to grow your business. Buy modern equipment or other relevant products for your business and pay later via easy instalments.

Cashback & Thrills

Check out the benefits

  • Exclusive pricing with flexible tenures of up to 36 months.

  • Unsecured loans up to ₹50 lakh.

  • Enjoy No Cost EMI.

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Features you need and deserve

Exclusive Rates

  • Enjoy exclusive pricing with flexible tenures ranging from 6-36 months.

Smart EMI

Tax Benefits

  • Claim Depreciation on purchase value and also enjoy GST input credit for operational expenses.

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Zero Interest EMI

  • Enjoy No Cost EMI and ensure zero impact on working capital.

Smart EMI

High Loan Limits

  • Unsecured loans between ₹50,000 and ₹50 lakh.

Contacless Payment

Interest Expense Deduction

  • Claim interest as an expense (applicable for both EasyEMI and No Cost EMI).

Fuel Surcharge Waiver

Collateral Requirements

  • Loans up to ₹50 lakh are unsecured; collateral is required for amounts above this limit.

Welcome Renwal Bonus

Products Accessible

  • With this loan, you can purchase the following products:

  • Electronics (TVs, ACs, Laptops, Desktops)

  • Refrigerators

  • Security Systems 

  • Printers & Scanners

  • Paper Shredders

  • Generators

  • Washing Machines 

  • Mobile phones & Tablets

  • Batteries & Inverters

  • Water Heaters

  • Geysers 

  • Water Filters

  • Projectors

Welcome Renwal Bonus

Frequently Asked Questions

EASYEMI for MSMEs by HDFC Bank is a collateral-free loan solution that allows you to buy now and pay later via easy instalments. It offers no-cost EMI benefits and supports loans up to ₹50 lakh.

HDFC Bank offers a collateral-free loan up to ₹50 lakh for MSMEs under EASYEMI.

No, collateral is not required for the EASYEMI loan solutions for SMEs. HDFC Bank offers a collateral-free loan for up to ₹50 lakh under its EASYEMI for MSMEs.

The repayment tenure for the EASYEMI Loan with HDFC Bank is flexible. You can choose a tenure ranging from 6 to 36 months, according to your needs.

If you are a business owner or self-employed professional, you can claim the interest paid on EASYEMI as a business expense. This means you can reduce your taxable income by the amount of interest you have paid in a year.

More about EasyEMI for SMEs

Exclusive Rates: Enjoy exclusive pricing with flexible tenures ranging from 6-36 months.

Tax Benefits: Claim depreciation on purchase value and also enjoy GST input credit for operational expenses.

Zero Interest EMI: Enjoy No Cost EMI for SME and ensure zero impact on working capital.

High Loan Limits: Unsecured loans between ₹50,000 and ₹50 lakh.

Interest Expense Deduction: Claim interest as an expense (applicable for both EasyEMI and No Cost EMI).

Collateral Requirements: Loans up to ₹50 lakh are unsecured; collateral is required for amounts above this limit.

Project Accessible: Electronics (TVs, ACs, Laptops, Desktops)

  • Refrigerators

  • Security Systems

  • Printers & Scanners

  • Paper Shredders

  • Generators

  • Washing Machines

  • Mobile phones & Tablets

  • Batteries & Inverters

  • Water Heaters

  • Geysers

  • Water Filters

  • Projectors

To check the EasyEMI for SME eligibility, visit the nearest HDFC Bank branch.