| Product/Type of Charge | Classic Fees and Charges |
|---|---|
| Debit Card | Annual fee: ₹750 annually plus taxes. The above fees will be waived as long as you are a part of the HDFC Bank Classic Banking Programme. |
| Charges on Non-Maintenance of minimum Balance in Savings Accounts |
Nil |
| Charges on non-Maintenance of minimum Balance in Current Accounts |
Applicable as per product variant of current account |
| Locker Annual Rental | 25% discount on annual rental charge available for first locker allocated per group. |
| Forex transaction rates | Up to 5 paise better rate on card rate for forex transactions on select currencies. |
| Multi Currency Forex Card | 40% discount on issuance fees on Multi Currency cards. Click here, for discount, contact your RM for the promo code. |
| Cheque Book issuance | Nil charges for Savings Account. |
| DD/MC Charges on Savings Accounts | Nil issuance charges on DD/MC up to ₹1 lakh per day per customer as long as part of the Classic programme. |
| DD/MC Cancellation / revalidation | Effective August 1, 2021: ₹60, Senior citizen: ₹54 |
| Transactions on Domestic ATM | No charges for usage of HDFC bank as well as non HDFC Bank ATMs |
| Cash Transaction Charges for Savings Account (cumulative of deposit/withdrawal and home/ non-home branch ) Effective December,9 2017 |
5 transactions with nil charge |
| OR | |
| ₹2.5 lakh at Nil charge per month per account 'Self/Third party' inclusive |
|
| (Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone Savings Account variant held by the customer) |
|
| Cheque return charges drawn on us effective August 1, 2021 |
Due to insufficient funds Return in month 1st: ₹450, Senior citizen: ₹400 2nd: ₹500, Senior citizen: ₹450 3rd onwards: ₹550, Senior citizen: ₹500 Due to funds transfer cheque return: ₹350, Senior citizen: ₹315 Due to technical reasons: ₹50, Senior citizen: ₹45 Note: Date not mentioned, post-dated, sign mismatch, etc. |
| Cheques deposited - Returned Unpaid (Effective 1st Dec 2017) |
₹200 per instance |
| Demat account Annual Maintenance Charge (AMC)*Non BSDA Demat accounts |
Discounted AMC of ₹500 per annum in case of Nil transactions ₹250 if at least 1 transaction. Click here for a detailed tariff sheet. for features of regular BSDA account. |
| NEFT/RTGS | Nil charges through online mode Charges applicable as per savings / current account variant for outward fund transfers done through branch |
| IMPS | Charges applicable. Click here for complete details |
| Bill Pay | Nil charges |
| Insta Alert | Nil charges |
| Standing Instructions | Nil charges |
| Current Accounts | Current Accounts Refer to detailed Current account tariff basis product variant. Click here |
| ATM Card for Current account customers Transaction charges at International ATMs: |
₹110 on financial transactions and ₹15 on non financial transactions. |
NOTE:
The fees & charges for current accounts would be applicable as per the features and benefits offered under respective current account product variant
"HDFC Bank Programme Terms and conditions apply.
"All other charges/fees not listed above will be applicable as per the respective base product variant held by the customer
Taxes as applicable would be charged separately
In case of change in account relationship/downgrade of account, the debit card annual charges shall be applicable from the date of change in relationship. The schedule of charges is subject to change from time to time and the customer is requested to visit the website www.hdfcbank.com for further information. The customer further agrees and gives its express consent that, in case of a change in account relationship at any point in time, the Bank reserves the unconditional right to levy appropriate charges as applicable for the Debit Card variant on pro rata basis for the period from the date of change in account relationship till the next billing date, as may be applicable.
Yes, there are certain fees and charges for the Classic Banking Account. Click here for detailed charges.