Titanium times card credit card
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Card Benefits and Features

Know more about the card

MyCards

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of your Regalia Gold Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

  • Credit Card Registration and Activation
  • Set up your Card PIN
  • Manage Card Controls like Online Spends, Contactless Transactions
  • View Transactions / Download e-Statements
  • Check Reward Points
  • Block/ Re-Issue Your Card
  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card
  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans 
  • Spends tracking
    Simple interface to track all your spends
  • Reward Points
    View and redeem points at the push of a button
Card Management and Controls

Reward Redemption

  • Earn 2 Reward Points for every ₹150 spent.
  • Earn 5 Reward Points for every ₹150 spent at restaurants on weekdays.

*Note:

  • Only ‘Restaurant’ MCC transactions by VISA/MasterCard earn bonus points.
  • Transactions under ‘Hotel’ MCCs do not qualify for bonus Reward Points.
  • Bonus points are for eligible MCCs as classified by VISA/MasterCard.
  • Redeem reward points to offset your outstanding balance with a ₹500 minimum redemption.
  • The redemption rate is 1 Reward Point = ₹0.1.

Note: Effective July 1, 2017-

  • EasyEMI and e-wallet loading transactions will not earn Reward Points.
  • Reward Points will be reversed if a retail transaction is converted into SmartEMI.
  • There is a daily cap of 2,000 Reward Points for insurance transactions.
  • Reward Points will not be earned on fuel transactions.
  • Redeem your Reward Points through the MyRewards Catalogue.
  • Click here for information on how to redeem your points.
  • Reward Points are valid for 2 years from the date they are accrued.
  • Effective January 1, 2023:

    • A 1% fee to rental transactions from the second rental transaction of the month.
    • A 1% markup will apply to DCC (Dynamic Currency Conversion) transactions.
    • Rewards on grocery transactions will be capped at 1,000 points per month.
Card Control and Redemption

Other Perks

  • Up to 5% ​CashBack on utility bills/shopping.
  • 1% Fuel surcharge waiver on transactions between ₹400 and ₹4,000.

    • Maximum waiver of ₹250 per month
  • Spend ₹1.5 lakh in a year and get a waiver of the renewal membership fee.
  • Convert your big spending into EMI after purchase. Click here to know more.

 

Other Perks

Contactless Payments

  • The HDFC Bank Titanium Times Credit Card is enabled for contactless payments for fast and secure payments.
    *To see if your card is contactless, look for the contactless network symbol on your card.

*Note:

  • In India, contactless payments up to ₹5,000 don't require a PIN for a single transaction.
  • For amounts of ₹5,000 or more, the Cardholder must enter the Credit Card PIN.
Contactless Payments

Fees and Charges

  • Joining/Renewal Membership Fees ₹ 500/- plus Applicable Taxes
  • Click here to view details of HDFC Bank Times Card Credit Fees and Charges

NOTE: For card sourced starting 01-11- 2020, Below T&Cs are applicable  
The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank

 

Fees and Charges

Important Information

  • Dear Customers, the BookMyShow offer for Times Card users is paused and will resume soon
  • Make 3 transactions in a quarter to qualify for Times Prime membership.
  • LTF cardholders get membership only for the first year if the criteria are met.
  • Membership applies to cards issued after July'22 if the conditions are fulfilled.
  • For more information on the product change, click here.
Important Information

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

Titanium Times Credit Card is a premium Credit Card offered by HDFC Bank with exclusive features, rewards, and benefits tailored for individuals who value luxury and convenience.

Titanium Times Credit Card offers a range of benefits including complimentary annual Times Prime Membership, discounts on movie tickets via BookMyShow, extra discounts on dining at EazyDiner, and up to 20% off on shopping, wellness, and hotel stays.

 The card comes with an annual membership fee of ₹500 plus applicable taxes. However, for LTF cardholders who meet the criteria and have their card issued after July 22, the membership fee is waived for the first year.

You can use a Titanium Times Credit Card for:

1. Make secure contactless payments at retail outlets.

2. Use it for online transactions with ease.

3. Avail CashBack, discounts, and rewards on various spends.

4. Convert big purchases into EMIs.

We are currently not accepting new applications for the HDFC Titanium Times Credit Card.
However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.