Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The HDFC Bank Rewards Debit Card offers up to 2000 monthly reward points on spends across categories like grocery, fuel, pharmacy, railways, and online. It also provides higher daily limits for ATM withdrawals and shopping, along with personal accidental death insurance cover of ₹5 lakh.
Yes, there is an annual fee associated with the Rewards Debit Card. The annual fee is ₹500 plus applicable taxes.
Yes, the annual fee for the HDFC Bank Rewards Debit Card can be waived if you are part of the Classic, Preferred, or Imperia Programme.
Yes, HDFC Bank charges a transaction fee for railway ticket purchases using the Rewards Debit Card. The fee includes a flat charge of ₹30 per ticket plus 1.8% of the transaction amount.
Yes, HDFC Bank levies a penalty for transactions declined on the Rewards Debit Card. The penalty is ₹25 plus applicable taxes per declined transaction.
The cross-currency markup fee on the HDFC Bank Rewards Debit Card is 3.5% of the transaction amount.
If you need to replace your HDFC Bank Rewards Debit Card, a fee of ₹200 plus applicable taxes will be levied as a replacement fee.
HDFC Bank does not levy any fee for Rewards Debit Card PIN generation. This service is provided free of charge to cardholders.
HDFC Bank does not charge any fee for offering insurance coverage under the Rewards Debit Card. This service is provided free of charge to cardholders.