Rewards Debit Card Eligibility Criteria

Who Can Apply?

  • Only HDFC Bank customers who open a Senior Citizen Savings Account are eligible for the Rewards Debit Card. The card is issued on Account Opening.* Issuance of Card is sole discretion of the bank.
  • Click here for the most important Terms and Conditions.
  • Click here to learn more about the HDFC Bank Rewards Debit Card.

Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

Only HDFC Bank customers who open a Senior Citizen Savings Account are eligible for the Rewards Debit Card. The card is issued on Account Opening.* Issuance of Card is sole discretion of the bank.

Yes, the HDFC Bank Rewards Debit Card has an annual fee of ₹500 plus applicable taxes for Savings Account holders. However, this fee is waived for customers who are part of the Classic, Preferred, or Imperia Programme.

The HDFC Bank Rewards Debit Card offers a CashBack limit of up to 2000 points per month. Cashback points are valid for redemption within 12 months.

The HDFC Bank Rewards Debit Card has a daily domestic shopping limit of ₹3.5 lakh. Additionally, the card offers dynamic limits for select merchant categories, allowing transactions beyond the default limit.

The HDFC Bank Rewards Debit Card has a daily domestic ATM withdrawal limit of ₹50,000. Additionally, the card allows cash withdrawal at merchant establishments with a maximum upper limit of ₹2,000 per transaction and a monthly limit of ₹10,000. 

To convert purchases made using the HDFC Bank Rewards Debit Card into EMIs, the minimum transaction amount should be ₹5,000.