Who Can Apply?
Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
Both residents and non-resident Indians (NREs) can apply for the HDFC Bank Millennia Debit Card.
Resident Indians must hold one of the following accounts with HDFC Bank: Savings Account, Current Account, SuperSaver Account, Loan Against Shares Account (LAS), or Salary Account.
Yes, the HDFC Bank Millennia Debit Card has an annual fee of ₹500 plus applicable taxes. Additionally, there is a replacement/re-issuance charge of ₹200 plus applicable taxes.
The HDFC Bank Millennia Debit Card offers a maximum CashBack of ₹400 per card per month. You earn 5% CashBack on shopping via PayZapp and SmartBuy, 2.5% on all online spends, and 1% on all offline spends and wallet reloads.
Yes, the HDFC Bank Millennia Debit Card has a daily domestic shopping limit of ₹3.5 lakh.
To enjoy complimentary airport lounge access with the HDFC Bank Millennia Debit Card, you must spend a minimum of ₹5,000 in the previous calendar quarter. This benefit is available once per calendar quarter at select lounges across India.
The HDFC Bank Millennia Debit Card has a daily domestic ATM withdrawal limit of ₹50,000. Additionally, the card offers a daily domestic shopping limit of ₹3.5 lakh. You can modify these limits through NetBanking or PhoneBanking to suit your needs.
To convert purchases made using the HDFC Bank Millennia Debit Card into EMIs, the minimum transaction amount is ₹5,000.