banner-logo

What's in store for you 

Indian oil card1

Are you ready for some exciting benefits?

Exclusive Benefits

  • Get 5 cashback points on every ₹100 spent on all tax payments.

  • Get 1 cashback point on every ₹100 spent on telecom, utilities, groceries & supermarket, effective October 1, 2021

  • Get 1 cashback point on every ₹100 spent on restaurant, apparels and entertainment, October 1, 2021

  • A maximum cap of ₹750 per card per month. A minimum of 100 cashback points are required to redeem through NetBanking. Cashback points can be redeemed through NetBanking in multiples of 100. Receive Cashback points on eligible MCC (Merchant Category Code) only. Click here to know more.

Explore these additional benefits

Wondering if you are eligible for this card?

  • Sole proprietorship Current Accounts
  • HUF Current Accounts
  • Partnership concerns
  • Private limited companies
  • Public limited companies
View All

Documents required for Business Debit Card

Already have an HDFC Bank Account

  • All you need to do is download the application form, print it, and fill in your details. Then drop it off at your local HDFC Bank branch. We will take care of the rest and send the card to your mailing address.

Non-HDFC Bank Account

  • Download the Account Opening form, print it, and enter your information. This form will include the International Debit Card application - there's no need to fill two forms. Take the submission to your closest HDFC Bank branch and we'll complete the process. Click here to download the New Account form
View All

Fees and Charges

Know more about the joining/renewal fees and other charges here.

Check Now

Quick and easy credit card application process. Watch now!

Steps to Apply:

  • Visit  HDFC Bank XpressWay for a Fully Digital and Zero Paperwork Application Journey
  • Login using your Mobile Number and Date of Birth
no data

Know more about the card

Redemption Limit

  • Cashback points need to be redeemed through NetBanking minimum 250, maximum 750

  • Customer can view the points in Netbanking in 2 working days from the date of transaction.

  • Product feature CashBack points will be valid for redemption within the next 12 months after which your Cashback points will lapse. 

  • All promotional CashBack points earned on your Debit Card will have a validity of 3 months, post which the accumulated points will expire effective February 2020.

  • Customer is not eligible for redemption of cashback points on account closure. 

  • Customers can redeem the cashback points through NetBanking 
    : Login >> Pay >> Cards >> Debit Cards >> Debit Cards Summary >> Actions >> Redeem Reward Points

Redemption Limit

Fees & Renewal

  • Joining Membership Fee: ₹250 + Applicable Taxes 

  • Usage charges: Railway Stations: ₹ 30 per ticket + 1.80% of the transaction amount

  • IRCTC: 1.80% of the transaction amount

Fees & Renewal

Card Management & Control 

MyCards, a mobile-based service platform for all Debit Card needs, facilitates convenient activation and management of your Millennia Dredit Card on the go. It ensures a seamless experience without the need for passwords or downloads. 

  • Debit Card Registration & Activation 

  • Set up Card PIN 

  • Manage Card Controls like Online Spends, Contactless Transactions, etc. 

  • View Transactions / Download e-Statements 

  • Check Reward Points 

  • Block/ Re-Issue Card 

  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card 

Card Management & Control 

Validity

  • Unredeemed Cashback points will expire/ lapse after 12 months of accumulation 
Validity

Maximise Rewards SmartBuy

Maximise Rewards on EasyShop Business Debit Card with SmartBuy

Contactless Payment

  • Business Debit Card is enabled* for Contactless Payments at retail outlets.  

  • (Note: in India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.) 

Contactless Payment

Zero Lost Card Liability

  • No liability for fraudulent Point of Sale transactions on the debit card up to 90 days before reporting the card loss. Click here to know more 
Zero Lost Card Liability

Documents required for Business Debit Card

  • Already have an HDFC Bank Account: All you need to do is download the application form, print it, and fill in your details. Then drop it off at your local HDFC Bank branch. We will take care of the rest and send the card to your mailing address.
  • Non-HDFC Bank Account: Download the Account Opening form, print it, and enter your information. This form will include the EasyShop International Debit Card application - there's no need to fill two forms. Take the submission to your closest HDFC Bank branch and we'll complete the process. Click here to download the New Account form
Zero Lost Card Liability

Frequently Asked Questions

The HDFC Bank Business Debit Card allows you to spend money on online and offline purchases for your business such as tool and stationary purchases, software upgrades, flight and hotel booking, and more. You can also use the card for cash withdrawal and earn cashback and reward points on your spending, which you can redeem for exciting rewards.

You can apply for the Business Debit Card online by visiting the HDFC Bank website or your nearest HDFC Bank branch.

The Business Debit Card offers benefits including:

  • 5 CashBack points on every ₹100 spent on all tax payments
  • 1 CashBack point on every ₹100 spent on telecom, utilities, groceries, etc.
  • Up to 40% assured savings for spends on travel, software & more
  • Up to 5% cashback on your Debit Card on transacting through PayZapp & SmartBuy, and more

You can use the Business Debit Card for a variety of purposes for your business, such as purchasing tools and stationary, booking hotels and flights, making bill payments, upgrading software and more. All you have to do is apply for the Business Debit Card online by visiting the official HDFC Bank website and providing the required documents.

Terms & Conditions

Download pdf