Full Value Trade Remittance

What's in store for you

More benefits than ever before

Accessibility Benefits

  • Exclusive accessibility features for easy card identification and transactions

Insurance Benefits

  • International Air Cover up to ₹25 lakh*

Digital Benefits

  • Contactless payments enabled for quick and secure transactions

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Additional Benefits

Know more about the card

Fees & Charges

    The following fees and charges are applicable to the HDFC Bank Companion Debit Card:

    Joining Fees: NIL 

    Annual fees: NIL 

    Replacement / Reissuance charges: ₹200 + applicable taxes

    Click here for more Fees and Charges

Card Management & Controls

Card Details

    Braille-Enabled Card Design

    The HDFC Bank Companion Debit Card is thoughtfully designed with raised Braille dots to support visually impaired users. These embossed markings allow cardholders to identify and read the card independently, without external assistance. The distinct Braille feature also helps users easily differentiate the card from other bank cards, ensuring greater confidence and accessibility in everyday use.

    ATM Accessibility

    HDFC Bank ATMs are designed to support independent and secure banking for visually challenged customers. Each ATM offers voice guidance that can be accessed by plugging headphones into the designated jack, providing clear, step-by-step audio instructions throughout the transaction. Additionally, Braille-enabled keypads make it easier for users familiar with Braille to enter inputs confidently, ensuring smooth and accessible navigation of banking services.

    These accessibility enhancements reflect HDFC Bank’s commitment to customer convenience, financial inclusion, and compliance with the Reserve Bank of India (RBI) guidelines on barrier-free banking services. Through these initiatives, we strive to provide an equal and dignified Banking experience to all customers. 

    Debit Card Limits

  • Please login to NetBanking to change the limits on your Debit Card to suit your needs. Note that the limits can be increased up to the Permissible limits on your Debit Card. 

    • Please click here for FAQs.

    Fuel Surcharge Reversal

  • Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines on government petrol outlets (HPCL/IOCL/BPCL). 

    • Debit Cards Offers

  • Click here for exciting offers available on your HDFC Bank Companion Debit Card.
Eligibility & Documentation

EMI Benefits

  • Enjoy no-cost EMI on leading brands on electronics, furniture, apparels, smart phones, and much more.
  • Convert any purchases above ₹5,000/- into EMI. 
  • To check the pre - approved eligible amount on your Debit Card, SMS "MYHDFC" to 5676712 from your Bank Registered Mobile Number.
  • For offer details & T&C's please visit: hdfcbank.com/easyemi
CashBack Points & Rewards

Insurance Coverage Overview

  • For any Claims under Fire & Burglary Insurance to be accepted & processed, the cardholder should have conducted at least 1 purchase transaction using the Debit Card, within 3 months prior to the event date. 
  • In the event the Insured Person(s) having multiple Cards issued by the Insured named in the Schedule, the Insurance Policy shall be applicable only for the Card, which has the highest Sum Insured / limit of Indemnity. 
  • All Debit Card holders are required to use their Debit Card at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active.
  • In the event the Insured Person(s) having multiple Cards issued by the Insured named in the Schedule, the Insurance Policy shall be applicable only for the Card, which has the highest POS amount.
Contactless Payment

Eligibility & Application Process

    Who Can Apply?

  • Visually impaired customers maintaining an HDFC Bank Savings, Salary or Current Account can apply for the Companion Debit Card. For more information, please contact your nearest branch.

    • How To Apply?

  • Eligible customers can apply for the HDFC Bank Companion Debit Card either by visiting a bank branch in person or through a visit by a bank official to the customer’s residence to complete the required formalities.

    • Click here to know more eligibility criteria

Added Delights

Contactless Payment Technology

    The HDFC Bank Companion Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.

    To check if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

    For more information on Contactless Debit Card, Click Here.

    (Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Debit Card PIN for security reasons.)

Debit Card Limits

Important Note

    As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions.

    You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / NetBanking / Mobile Banking / WhatsApp Banking- 7070066666 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160.

Most Important Terms and Conditions*

Most Important Terms and Conditions*

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions*

Frequently Asked Questions

The HDFC Bank Companion Debit Card is designed specially to enhance accessibility for visually impaired customers. It features raised Braille dots for easy usage, a rounded notch opposite the chip for correct orientation ensuring a seamless and convenient banking experience.

The HDFC Bank Companion Debit Card is designed with accessibility in mind, making it easier for visually impaired customers to use independently. It includes features such as Braille markings and a physical notch to help identify and orient the card correctly, along with support for voice-guided ATM transactions and Braille-enabled keypads. A regular Debit Card is designed for general use and does not include these specialised accessibility features.

The Companion Debit Card is designed with accessibility-focused features to support independent usage by visually impaired customers. It includes:

  • Raised Braille dots for easy card identification
  • A distinct rounded notch to help determine card orientation during ATM or POS usage
  • Compatibility with voice-guided transactions at HDFC Bank ATMs

Together, these features enable safer, more confident, and independent Debit Card and ATM usage.

Yes. The Companion Debit Card is enabled for contactless payments, allowing you to make fast, secure, and convenient transactions by simply tapping the card at supported terminals.

The Companion Debit Card offers the following insurance coverages, subject to applicable terms and conditions:

  • Death cover during air, road, or rail travel with a sum insured of up to ₹5 lakh.
  • Additional international air accident cover of ₹25 lakh on purchase of air tickets using the Debit Card.
  • Fire & Burglary insurance for items purchased using the Debit Card, with coverage of up to ₹2 lakh for up to six months.
  • Loss of baggage cover of up to ₹2,00,000.