Premium Current Account Frequently Asked Questions

Online NEFT/RTGS payments are free.

Through branch, NEFT payments are charged as follows:

  • Upto ₹ 1 lakh: ₹ 2/- per transaction,

  • Above ₹ 1 lakh: ₹ 10/- per transaction

Through branch, RTGS payments are charged as follows:

  • Above ₹ 2 lakhs: ₹ 15/- per transaction

IMPS charges on outgoing transactions (through NetBanking & MobileBanking) are as follows:

  • Upto ₹ 1000 : ₹ 3.5/- per transaction,

  • Above ₹ 1000 and upto ₹ 1 lakh: ₹ 5/- per transaction

  • Above ₹ 1 lakh and upto ₹ 2 lakhs: ₹ 15/- per transaction
    (charges exclusive of GST)

  • Free Cash Deposits up to ₹ 3 lakhs per month or 25 transactions (whichever is breached first) at any HDFC Bank Branches

  • Zero NMC Charges for 2nd quarter of account opening if customer is Digitally active. Digital Activation comprises of Debit Card Activation (on ATM or POS), Bill Pay usage and Net Banking or Mobile Banking active within first 2 months of account opening
  • Additional Criteria for Waiving NMC Charges provided Quarterly Credit Volume through ME/PG/MPOS is either more than or equal to 4 lacs

75 free Bulk transactions per month are offered.

(Note: Bulk transactions include all Local & Anywhere clearing and Fund transfers)

  • Free Cash Deposits up to ₹ 3 lakhs per month or 25 transactions (whichever is breached first) at any HDFC Bank Branches

  • Free cash withdrawal at non-home branch upto ₹ 25,000 per day

  • 100 free Payable-at-Par cheque leaves per month

  • 75 free Bulk Transactions per month

  • Secure pick-up and delivery of cash and cheques with Doorstep Banking

  • Free Local or Intercity cheque collection and payments across all HDFC Bank Locations

  • Free collection of funds through RTGS and NEFT

  • Free HDFC Bank account to account fund transfers

  • Easy banking with facilities like NetBanking and MobileBanking that allow you to check your account balance, pay utility bills, or even stop cheque payments via SMS

AQB Requirement – ₹ 25,000/-

  • Unlimited cash withdrawal from Home branch

  • Free cash withdrawal at Non-home branch upto ₹ 25,000 per day

NMC charges: ₹ 1800/- (per quarter)

Premium current account is best suited for Traders/ Service Providers and small business owners, with turnover ranging from ₹ 50 lakhs to ₹ 1 crore

Bank anytime, anywhere in person at a branch or ATM, from your laptop or mobile. Click here for more details.

100 free cheque leaves are offered free, per month.