Ascent Current Account offers multiplier benefits for total transactions. Free upto 150 transactions for every slab of ₹ 1 lakh of current month AMB balance maintained. (Upper Cap of 3000 transactions per month)
(Note: Total Transactions include count of Cash Deposit, Cash Withdrawal, Cheque Clearing and Fund Transfer Transactions)
Ascent Current account offers free NEFT/RTGS payments via both Net-banking/ Mobile-Banking as well as Physical request at Branches
IMPS charges on outgoing transactions (through NetBanking & MobileBanking) are as follows:
Upto ₹ 1000 : ₹ 3.5/- per transaction,
Above ₹ 1000 and upto ₹ 1 lakh: ₹ 5/- per transaction
Above ₹ 1 lakh and upto ₹ 2 lakhs: ₹ 15/- per transaction
(charges exclusive of GST)
Ascent Current Account offers multiplier benefits for cash deposit transactions. The free limit offered is 10 times of current month AMB (across any HDFC bank branch across India) capped at a maximum of ₹ 50 crores per month.
An Ascent Current Account customer is required to maintain an AQB of ₹ 50,000/- if the branch is in a Metro / Urban Location & ₹ 25,000/- if it’s a Semi-Urban / Rural Locations
An Ascent Current Account customer may avail Zero NMC benefit in quarter subsequent to account opening quarter, if he/she is active on all 3 digital services (i.e. Net-Banking/ Mobile-Banking, Debit Card (ATM/ POS transaction) and Bill Pay) within first 2 months of account opening.
Additionally, the customer will enjoy Zero NMC if the credit throughput value through ME/MPOS/MEAPP in a quarter is ₹ 5 lakhs or more.
In case of Ascent Current Account, cash withdrawal is completely free for home branch. For non-home branches, Ascent current account offers multiplier benefits - Free limit of upto 10 times current month AMB; capped at a maximum of ₹ 50 crores per month.
DD/POs (Bank Location) – 50 DD/PO free for every slab of ₹ 1 lakh of current month AMB balance maintained (Upper Cap of 1000 DD/PO per month)
DD/POs (Correspondent Bank Location) – No free limits
Combined Cash Deposit (Anywhere in India) – 10 times of current month AMB* (Upper cap of ₹ 50 crores per month)
Cash Withdrawal is FREE at Home Branch
Cash Withdrawal (Non-Home Branch)- 10 times of current month AMB (Upper cap of ₹ 50 crores per month)
DD/ PO (Bank Location) – 50 DD/PO free for every slab of ₹ 1 lakh of current month AMB balance maintained (Upper Cap of 1000 DD/PO per month)
Cheque Leaves – Free 100 cheque leaves for every slab of ₹ 1 lakh of current month AMB balance maintained (Upper Cap of 2000 cheque leaves per month)
Total Transaction (includes count of Cash Deposit, Cash Withdrawal, Cheque Clearing and Fund Transfer Transactions) – 150 transactions for every slab of ₹ 1 lakh of current month AMB balance maintained. (Upper Cap of 3000 transactions per month)
Bank anytime, anywhere in person at a branch or ATM, from your laptop or mobile. Click here for more details.
Ascent Current Account is best suited for Traders, Manufacturers, Distributors, EXIM (export/import) customers who are involved in small - medium businesses with turnover ranging from ₹ 50 lakhs upto ₹ 5 crores
NMC: ₹ 3,000/- per quarter (across all Locations) for Ascent Current Account customers.
Ascent current account offers multiplier benefits for Cheque leaves. Free upto 100 cheque leaves for every slab of ₹ 1 lakh of current month AMB balance maintained (Upper Cap of 2000 cheque leaves per month)