Plus Current Account Fees & Charges

Know fees and charges of Plus Current Account

Enclosed below are HDFC Bank Plus Current Account fees and charges

 

Features Plus Current Account
Average Quarterly Balance (AQB) ₹1 lakh
Non-maintenance charges (per quarter) AQB of ₹50,000 or above - ₹1,500
AQB less than ₹50,000 - ₹6,000
Daily third-party cash withdrawal limit
at non-home branch		 ₹50,000 per transaction

 

 

Note: Cash deposit limits will lapse if AQB maintained is less than 75% of required product AQB

​​​​​​​Download Fees & Charges effective 1st October '2023

 

Cash Transactions
Combined Cash Deposit Limit at any HDFC Bank branch (Monthly)

Deposit up to ₹ 12 lakh free per month or
50 transactions (whichever is breached
first).


Charges at ₹3.5 per ₹ 1,000, minimum ₹50
per transactions beyond free limits
Cash deposit in low denomination notes i.e.
₹50 and below at any HDFC Bank Branch
(monthly)

1. Cash deposit in notes: Free up to ₹
10,000 per month, beyond free limit
chargeable at 2% of cash deposit.


2. Cash deposit in coins: Free up to ₹
1,000 per month, beyond free limit
chargeable at 5% of cash deposit.
Operational limit for cash deposit at the non-home branch (per day) ₹ 1 lakh.
Cash withdrawal limit at home branch. Free
Cash withdrawal limit at non-home branch (Daily Limit)

₹1lakh per day


Charges: ₹ 2 per ₹1,000, minimum ₹ 50
transaction beyond free limits.
Daily third-party cash withdrawal limit at non-home branch ₹ 50,000 per transaction
Non-Cash Transactions
Local / intercity cheque collection
payments and fund transfer		 Free
Bulk Transactions* monthly free limit Free up to 250 transactions
Charges: ₹30 per transaction beyond free
limits’ transaction.
Cheque leaves monthly free limit Free up to 300 cheque leaves
Charges:3 per leaf beyond free limit
Speed Clearing (per instrument charges) Instrument Value up to ₹1 lakh: NIL
Instrument value above ₹ 1 lakh: ₹15
Outstation cheque collection at bank l
ocation (per instrument charge)		 ₹20
Outstation cheque collection at
correspondent bank location (per
instrument charges)		 Up to ₹35,000: ₹50
₹ 35,001 to ₹ 1lakh: ₹100
Above ₹ 1lakh: ₹150
Outstation cheque collection at clean
location (per instrument charges)		 Up to ₹ 25,000: ₹ 50
₹25,001 to ₹ 1lakh: ₹100
Above ₹ 1lakh: ₹150
Demand Drafts (DD)/ Pay Orders (PO) at
bank location		 Free Up to 50 DD/PO each charges ₹25/-
per instrument beyond free limits
Demand Drafts (DD) at correspondent
Bank location		 Charges at ₹ 2/- per ₹1,000 ; Minimum ₹
50 per instrument

 * Bulk transactions include count of all Cheque clearing and Fund Transfer Transactions

NEFT / RTGS / IMPS Transactions
NEFT payments Free
RTGS payments Free
IMPS Payments ₹ 0 - ₹ 1000 ₹ 3.50 per transaction
₹ 1001 - ₹ lakh ₹ 5 per transaction
  Above ₹ 1lakh ₹ 15 per transaction
NEFT / RTGS / IMPS Collections Free
Debit Card EasyShop Business# ATM Card
Annual Fee per card ₹ 250 Free
Daily ATM limit ₹ 1lakh ₹ 10,000
Daily Merchant
Establishment Point of Sale
limit		 ₹ 5 lakh NA
# Also available for partnership firms and limited company current accounts. In case, the MOP (Mode of Operation) is conditional, all AUS (Authorized Signatories) have to sign the form jointly.

*For security reasons, 

 

ATM cash withdrawal limit is capped at ₹50,000/day and ₹10 lakh/month for the first 6 months from the Account opening date.     

 

For accounts older than 6 months, the ATM cash withdrawal limit is capped at ₹2 lakh/day and ₹10 lakh/month, effective immediately. 

ATM Usage
ATM Transaction at HDFC Bank ATM Unlimited Free
ATM transactions at non-HDFC Bank ATM

Maximum of 5 transactions free in a month,
maximum 3 free transactions in top 6 cities at
non-HDFC Bank ATM.


Charges beyond free limits: ₹ 21 per
transaction


Note: Transactions done in Mumbai,
New Delhi, Chennai, Kolkata,
Bengaluru and Hyderabad ATMs will
be considered as Top 6 cities
Account Closure Charges
Closure: Up to 14 days No Charge
Closure: 15 days to 6 months ₹ 1,000/-
Closure: 6 months to 12 months ₹ 500/-
Closure: Beyond 12 months No Charge

Click here for terms and conditions

Fees & Charges (Past Records)

Click here to view Fees & Charges for Plus Current Account before 1st October’2023

Click here to view Fees & Charges for Plus Current Account before 1st January’ 2016

Click here to view change in Fees & Charges for Plus Current Account before 1st March’ 2015

Click here to view Fees & Charges for Plus Current Account before 1st December, 2014

Click here to view Fees & Charges for Plus Current Account before 1st November, 2013

Click here to view charges applicable before 1st September,2010

Click here to view charges applicable before 1st July 2007

Frequently Asked Questions

No, there are zero monthly charges on the Plus Current Account.

Yes, the Plus Current Account incurs certain fees and charges that include non-maintenance charges quarterly, daily third-party cash withdrawal limit at a non-home branch, and more.