Fees & Charges for Agri Current Account before 1st December, 2014
| Current Account with cheque facility | ||||
|---|---|---|---|---|
| Half-yearly Balance | Rs. 10,000 | |||
| Non Maintenance Charges | Rs. 1,500 per half year if below Rs. 10,000 | |||
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over a period of six months(October to March and April to September). | |||
| Cheque leaves (Payable At Par) - Free Limit ( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.) |
50 leaves per month | |||
| Charges beyond free limit | Rs. 2 per cheque leaf | |||
| Account Statement | Free (Monthly)+ | |||
| Duplicate/Adhoc Statement | ||||
| Requests through Direct Banking Channels | Rs.50/- per statement through ATM / Mobile Banking / NetBanking and Phone Banking (IVR) | |||
| At branch or PhoneBanking (Non-IVR) | Rs.100/- per statement through Branch; Rs.75/- per statement through PhoneBanking (Non-IVR) | |||
| Hold Statement Facility | Rs.400/- per year | |||
| Remittance facility through own Bank | ||||
| Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DD | DDs up to Rs. 50,000 charged Rs. 25 per DD, Above Rs 50,000 – Free | |||
| Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate PO | POs up to Rs. 50,000 charged Rs. 25 per PO, Above Rs. 50,000 – Free | |||
| DD/PO cancellation | Rs. 50 per instrument | |||
| NEFT/EFT transactions | ||||
| Payments | Free | |||
| Collections | Free | |||
| RTGS transactions | ||||
| Payments | Rs. 25 per transaction | |||
| Collections | Free | |||
| Local transactions (at home branch locations) | ||||
| Local cheque collection and payment | Free | |||
| Account to account fund transfer within HDFC bank | Free | |||
| Anywhere transactions (Except Dahej) | ||||
| Account to account fund transfer within HDFC bank location | Free | |||
| Clearing Transactions – Payments at all HDFC bank location | Free | |||
| Clearing Transactions – Collections at all HDFC bank location | Free | |||
| Bulk transactions | All above transaction are subject to a maximum of 100 transaction per month beyond which charges @ Rs.10/- per transaction would be levied. Includes all Local/Anywhere clearing & Funds transfer transactions | |||
| Remittance facility through other bank | ||||
| Issue of Demand Drafts (DD)/ Duplicate DD (correspondent tie-up) | Rs. 2 per Rs. 1,000, minimum Rs. 50 per transaction | |||
| DD cancellation/ revalidation | Rs. 50 per instrument | |||
| Cheque Collection | ||||
| Outstation cheque collection at bank location | Upto Rs 50,000/- charged at Rs 50/- per instrument Above Rs 50,000/- and upto Rs 1,00,000/- charged at Rs.100/- per instrument Above Rs 1,00,000/- charged at Rs 150/- per instrument |
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| Outstation Cheque Collection at Correspondent Bank Location and Clean Location (Non-Corr Bank Location) and Non-MICR cheque | Up to Rs. 25,000 – Rs. 50 per instrument Rs. 25,000 to Rs. 1 Lakh – Rs. 100 per instrument Above Rs. 1 lakh – Rs. 150 per instrument |
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| Cheque Collection through Speed Clearing | Up to Rs. 1 Lakh - Nil Above Rs. 1 Lakh – Rs. 140 per instrument |
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| Bouncing of cheques – Local Cheques drawn on us | ||||
| Due to insufficient funds | Up to 2 instruments per month - Rs. 300 per instrument. On 3rd / 4th & 5th instrument - Rs. 500 per instrument 6th Instrument onwards - Rs. 750 per instrument |
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| Due to technical reasons | No charge | |||
| Cheque deposited returned unpaid | ||||
| Local | Rs. 50 per instrument | |||
| Outstation | Rs. 50 per instrument | |||
| Doorstep Banking | ||||
| Cash pick-up services (within municipal city limits) | ||||
| Cash pick-ups to Rs. 1 Lakh | Rs. 150 per pick-up | |||
| Cash pick-ups beyond Rs. 1 Lakh up to Rs. 2 Lakhs | Rs. 200 per pick-up | |||
| Cash pick-ups beyond Rs. 2 Lakhs up to Rs. 3 Lakhs | Rs. 300 per pick-up | |||
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager | ||||
| Cheque pick-up charges | ||||
| Daily pick-up (one per day from one pick-up point) | Rs. 400 per month | |||
| Per call basis | Rs. 25 per call | |||
| Cash transactions Doorstep Banking | ||||
| Cash deposit | ||||
| Cash deposit at home branch location | Free up to Rs. 10 Lakhs per month or 25 transactions whichever is lower. Deposits in excess of Rs. 10 Lakhs or 25 transactions will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction. | |||
| Limit on Inter-Branch deposits (Within Home Branch City) | Cash deposit at non home Branches within home branch city subject to maximum of Rs. 50,000 per account per day | |||
| Cash Deposit -Non Home location | Charges @ Rs. 3.50/Rs. 1,000, minimum Rs. 50 per transaction. (maximum deposit allowed up to Rs. 50,000 per day) | |||
| Cash withdrawal | ||||
| Cash Withdrawal-Home Branch | Free | |||
| Cash Withdrawal-Non Home Branch – Inter-city & Intra-city | Cash withdrawals charges @ Rs. 2/Rs. 1,000, minimum Rs. 50/- per transaction; Third party cash withdrawals allowed only up to maximum Rs. 50,000 per transaction. | |||
| Miscellaneous | ||||
| Balance inquiry | Rs. 25/- | |||
| TDS certificate | Free | |||
| Balance Confirmation Certificate | Rs. 50/- | |||
| Interest certificate | Rs. 50/- | |||
| Cheque status per instance | Rs. 25/- | |||
| Signature Verification | Rs. 100/- | |||
| Address confirmation | Rs. 100/- | |||
| Photograph verification | Rs. 100/- | |||
| Setting up of standing instructions | Nil | |||
| Old Records / Copy of Paid Cheque | ||||
| up to 1 year | Rs. 50 per record | |||
| Above 1 year | Rs. 100 per record | |||
| Certificate of Balance | ||||
| Current year | Free | |||
| Previous year | Rs. 250 | |||
| Common charges for debit/ATM cards | ||||
| Replacement of damaged card | Free | |||
| Replacement of Lost card | Rs. 100 | |||
| Copy Retrieval Request | Rs. 100 | |||
| Re-Issuance of PIN | Rs. 50 plus taxes | |||
| Transaction charges – HDFC bank ATM’s | Balance inquiries – Free | |||
| Cash withdrawals – Free | ||||
| Transaction charges – NON hdfc bank ATM’s | ||||
| Domestic | Balance inquiry – Free | |||
| Cash withdrawal – Rs. 20 per transaction | ||||
| International**The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction | Balance inquiry – Rs.15/- per transaction | |||
| Cash withdrawal – Rs.110/- per transaction | ||||
| Stop payment charges | ||||
| Particular cheque | Rs. 50 (Free through Phone Banking) | |||
| Range of cheques | Rs. 100 (Free through Phone Banking) | |||
| Account Closure | ||||
| Up to 14 days | No Charge | |||
| 15 days to 6 months | Rs 500 | |||
| 6 months upto 12 months | Rs 250 | |||
| Beyond 12 months | No Charge | |||
| Inoperative Accounts | ||||
| Any deliverable returned by courier due to negetive reasons(no such consignee/ consignee shifted and no such address) | Rs.50/- per instance | |||
| InstaAlert | ||||
| Insta Alert | Rs.25/- per quarter | |||
| Transactions through Phone banking | ||||
| Interactive voice response (IVR) and agent assigned | Free | |||
| Charges on all IMPS Outgoing transactions: | ||||
| Slabs (Rs) | Charges Exclusive of service tax (Rs) | |||
| 1 to 10,000 | 3.5 | |||
| Above 10,000 to 1 Lakhs | 5 | |||
| Above 1 Lakh to 2 Lakhs | 15 | |||
| Debit card | Business | Easy gold | ||
| Regular | Gold | Woman’s | ||
| Annual fee per card | Rs. 250 p.a. | Rs. 100 p.a. | Rs. 500 p.a. | Rs. 100 p.a. |
| Daily ATM limit | Rs. 50,000 | Rs. 25,000 | Rs. 50,000 | Rs. 25,000 |
| Daily merchant establishment Point-of-sale limit | Rs. 75,000 | Rs. 40,000 | Rs. 75,000 | Rs. 40,000 |