Agri Current Account Fees & Charges
| Enclosed below are HDFC Bank Agriculture Current Account fees and charges | |
|---|---|
| Features | Agri Current Account |
| HAB | ₹10,000 |
| Non-Maintenance Charges (per half year) | ₹1,500 |
| Note: Free Cash Deposit limits will lapse if AQB maintained is less than 75% of required product HAB | |
| Cash Transactions | |
|---|---|
| Combined Cash Deposit Limit at any HDFC Bank Branch (monthly) | Free 10 times Current Month AMB, upper cap: ₹50 crore. |
| Charges at ₹3.5 per ₹1,000. | |
| Minimum: ₹50 per transaction beyond free limits. | |
| Cash deposit in low denomination notes i.e. ₹50 and below at any HDFC Bank Branch (monthly) | Cash deposit in notes: Free up to ₹10,000 per month, beyond free limit chargeable at 2% of cash deposit. |
| Cash deposit in coins: Free up to ₹1,000 per month, beyond free limit chargeable at 5% of cash deposit. | |
| Operational Limit for Cash Deposit at Non-Home Branch (per day) | ₹5lakh. |
| Cash Withdrawal Limit at Home Branch | Free |
| Cash Withdrawal Limit at Non-Home Branch - Monthly Limit | Free 10 times Current Month AMB, upper cap: ₹50 crore. |
| Charges at ₹2 per ₹1,000. | |
| Minimum: ₹50 per transaction beyond free limits. | |
Non - Cash Transactions
| Local / Intercity Cheque Collection / Payments and Fund Transfer | Free |
|---|---|
| Bulk Transactions Monthly Free Limit | Free up to 100 transactions Charges ₹30 per transaction beyond free limits |
| Demand Drafts (DD) / Pay Orders (PO) at Bank Location | Up to ₹50,000: ₹25 Above ₹50,000: Free |
| Demand Drafts (DD) at correspondent bank location | Charges at ₹2 per ₹1,000 Minimum ₹50 per instrument |
| Cheque leaves monthly free limit | Free up to 50 cheque leaves. Charges at ₹3 per leaf beyond free limits. |
| Speed clearing, per instrument charges. | Up to ₹1 lakh: Free Above ₹1 lakh: ₹140 |
| Outstation cheque collection at bank location, per instrument charges. | Up to ₹50,000: ₹50 ₹50,001 to ₹1lakh: ₹100 Above ₹1lakh: ₹150 |
| Outstation Cheque Collection at correspondent bank location, per instrument charges) | Up to ₹25,000: ₹50 ₹25,001 to ₹1 lakh: ₹100 Above ₹1 lakh: ₹150 |
| Outstation cheque collection at clean location, per instrument charges. | Up to ₹25,000: ₹50 ₹25,001 to ₹1 lakh: ₹100 Above ₹1 lakh: ₹150 |
Electronic Transactions
| NEFT payments | Up to ₹1 lakh to ₹2 Above ₹1 lakh ₹10, Free through Net banking |
|---|---|
| RTGS payments | Above ₹2 lakh: ₹15 Free through Net banking |
| IMPS Payments | ₹0 - ₹1,000: ₹3.5 ₹1,001 - ₹1 lakh: ₹5 Above ₹1 lakh up to ₹2 lakh: ₹15 |
| NEFT / RTGS / IMPS Collections | Free |
Debit Cards (Only For Individuals And Sole Proprietorships)
| Features | EasyShop Business* | ATM Card |
|---|---|---|
| Annual Fee per card | ₹250 | Free |
| Daily ATM limit | ₹1lakh | ₹10,000 |
| Daily Merchant Establishment Point of Sale limit | ₹5lakh | NA |
| *Also available for partnership firms and limited company current accounts. In case, the MOP (Mode of Operation) is conditional, all AUS (Authorized Signatories) have to sign the form jointly. | ||
*For Security reasons, ATM cash withdrawal limit is capped at ₹0.5 Lakh per day and ₹10 lakh per month for first 6 months from Account opening date.
For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹2lakh per day and ₹10 lakh per month. This is implemented with immediate effect.
ATM Usage
| ATM transactions at HDFC Bank ATM | Unlimited Free |
|---|---|
| ATM transactions financial and Non-financial at Non- HDFC Bank ATM | Unlimited Free |
Account Closure Charges
| Closure: Up to 14 days | No Charge |
|---|---|
| Closure: 15 days to 6 months | ₹500 |
| Closure: 6 months to 12 months | ₹250 |
| Closure: Beyond 12 months | No Charge |
Click here for terms and conditions
Click here to view Fees & Charges for Agri Current Account before 1st Oct’23
Click here to view Fees & Charges for Agri Current Account before 1st January’ 2016
Click here to view change in Fees & Charges for Agri Current Account effective 1st March’ 2015
Click here to view Fees & Charges for Agri Current Account before 1st December, 2014
Click here to view Fees & Charges for Agri Current Account before 1st November, 2013
The Agri Current Account comes with its own set of fees and charges, encompassing various aspects such as cash transactions, non-cash transactions, ATM usage, debit cards, electronic transactions, and additional services. You can refer to the table provided above for more details on charges.
There are certain Agri Current Account charges for electronic transactions. NEFT payments incur a fee of ₹2 for transactions up to ₹1 lakh and ₹10 for transactions above ₹1 lakh. RTGS payments above ₹2 lakh are charged ₹15, while IMPS Payments incur a fee of ₹3.5 for amounts up to ₹1,000, ₹5 for transactions between ₹1,001 and ₹1 lakh, and ₹15 for amounts above ₹1 lakh up to ₹2 lakh. NEFT, RTGS, and IMPS Collections transactions are free of charge.