FAQ's
Loans
The blog outlines how to obtain a ₹15 lakh Personal Loan online from HDFC Bank, highlighting the ease of the application process, benefits like competitive interest rates and collateral-free loans, and options for EMI repayment and document submission.
Securing a Personal Loan has never been easier, and now you can apply for one from the comfort of your home. Whether you need funds for medical emergencies, a family wedding, your children’s education, or home renovation, a ₹15 lakh loan from HDFC Bank can cater to your needs effectively.
Flexible Loan Amounts and Tenures
With HDFC Bank, you can access Personal Loan ranging up to ₹40 lakh, with tenures spanning 1 year to 5 years. This flexibility allows you to choose a loan amount and repayment period that best suits your financial situation.
Collateral-Free Loan
Our Personal Loans are unsecured, meaning you don’t need to provide any collateral or pledge assets. This simplifies the process and speeds up approval.
Competitive Interest Rates
HDFC Bank offers attractive interest rates and processing fees. Existing HDFC Bank customers can benefit from even lower rates and special offers on processing fees.
Minimal Documentation
Applying for a loan involves minimal paperwork. Most of the documentation can be submitted online. Non-HDFC Bank customers can complete their document verification through our convenient Video KYC option.
Repaying your ₹15 lakh Personal Loan is easy with our equated monthly instalments (EMIs).
The monthly amount you pay will depend on your loan tenure and the interest rate. To estimate your EMIs, you can use our Personal Loan EMI Calculator.
Applying for a ₹15 lakh Personal Loan is simple and can be done entirely online. Start by visiting the HDFC Bank website or use our mobile app. You can also apply through NetBanking or at an ATM if you prefer not to visit a branch.
Step-by-Step Process
Use the Loan for Various Needs
A ₹15 lakh Personal Loan from HDFC Bank can be used for a wide range of personal expenses, including:
Looking to apply for an 8 lakh Personal Loan? Click here to know more.
*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.
FAQ's
A Credit Card is a financial instrument or facility provided by banks. It comes with a predetermined credit limit. You can utilise this credit limit to make cashless offline and online payments for products and services using your Credit Cards.
A Credit Card is a financial instrument or facility provided by banks. It comes with a predetermined credit limit. You can utilise this credit limit to make cashless offline and online payments for products and services using your Credit Cards.
A Credit Card is a financial instrument or facility provided by banks. It comes with a predetermined credit limit. You can utilise this credit limit to make cashless offline and online payments for products and services using your Credit Cards.
A Credit Card is a financial instrument or facility provided by banks. It comes with a predetermined credit limit. You can utilise this credit limit to make cashless offline and online payments for products and services using your Credit Cards.
A Credit Card is a financial instrument or facility provided by banks. It comes with a predetermined credit limit. You can utilise this credit limit to make cashless offline and online payments for products and services using your Credit Cards.
A Credit Card is a financial instrument or facility provided by banks. It comes with a predetermined credit limit. You can utilise this credit limit to make cashless offline and online payments for products and services using your Credit Cards.
Better decisions come with great financial knowledge.