Did you know that you can buy now and pay later at no extra cost

HDFC Bank FlexiPay offers a cost-effective financing option, giving you immediate credit for your shopping needs without requiring a credit card. Simply choose FlexiPay at checkout on popular sites like Myntra, MakeMyTrip, and others. This lets you make purchases now and spread the payment over easy installments, making budgeting simple and hassle-free.

Want to shop or make travel bookings but are running low on funds - you no longer have to wait for the end of the month till your salary gets credited. With HDFC Bank FlexiPay, you can buy now and pay later.

• No Extra Cost Period: Repay your credit within 15 days without incurring any additional charges. This feature allows you to avoid extra costs if you clear your balance quickly.
• Flexible Repayment: Choose a repayment period that suits your needs, ranging from 15 to 90 days. This flexibility helps you manage payments according to your financial situation.
• Affordable Interest: For a purchase of ₹3,000, the interest is ₹70 per month for 30, 60, or 90 days. This keeps borrowing costs low and manageable.
• Zero Charges: Enjoy no hidden fees or extra charges. FlexiPay comes with no convenience or processing fees, making it a transparent and cost-effective payment option.
• Credit Availability: Access instant credit from ₹1,000 to ₹60,000, 24/7. Use FlexiPay for both in-store and online purchases, offering convenience and flexibility wherever you shop.

You can pay via FlexiPay on a variety of different merchants across a range of categories:

Travel

Say ‘yes’ to a spontaneous trip with your friends without worrying about paying immediately. You can book your tickets or make hotel reservations on MakeMyTrip and pay at your convenience with FlexiPay. 

Clothing 

You no longer have to budget while shopping. Refresh your wardrobe with the latest trends and shop to your heart’s content from Myntra, Zodiac clothing, and others by paying via FlexiPay. 

Electronics

Looking to upgrade your gadgets but holding off due to budget constraints? With FlexiPay, you can shop now at top stores like Skullcandy, Boat Lifestyle, Noise, Leaf Studios, Zebrs, Poorvika Mobiles, 3G Mobile World, and more, and pay at your convenience.

Home Decor 

Redecorating your home can be heavy on the pocket, but FlexiPay makes it affordable. Buy furniture from Urban Ladder, Nilkamal Ltd., and Royaloak Incorporation Pvt. Ltd. and pay later. 

FlexiPay makes spending and budgeting stress-free and enables you to live without compromising your wants. So, next time if you think of putting a plan on hold due to monetary reasons, try FlexiPay! 

Love shopping? Here’s how FlexiPay will help you buy now and pay later.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.