Looking for a New Car? Go Through This Pre-Delivery Inspection Checklist First

You have narrowed down your dream car, compared the various options, and perhaps even decided on the colour. But before you hand over that booking fee, take a moment to pause. While purchasing a car or upgrading to a new car, it’s essential to have a clear plan and conduct thorough checks. Being aware of the new car pre-delivery inspection (PDI) checklist, reviewing charges, and knowing your loan eligibility can make a difference. 

• Avoid unexpected costs: Dealers can sometimes add extra accessories or handling fees that are not part of the ex-showroom price. 
• Plan ahead for delivery: Knowing the car booking procedure helps you reserve the variant and colour you want before they are gone.

Before you commit to anything, ensure you are financially set: 

• Get pre-approved: Being aware of your car loan eligibility gives you a solid edge when negotiating at the dealership. 

• Compare interest rates: Assess the financing options from dealers versus banks. Festive or pre-approved offers from HDFC Bank often provide more favourable rates. 

• Account for on-road costs: Make sure to include registration, insurance and extended warranty along with the ex-showroom price to have a clear view of your total expenses. 

Tip: A pre-approved car loan can accelerate the process and protect you from dealer mark-ups on financing.

Before you confirm your booking, take a moment to check these essential points: 

• Confirm the ex-showroom price and what’s included in your purchase. 

• Make sure you fully understand the car booking cancellation policy. 

• Ask for a detailed breakdown of the dealer handling charges. 

• Review the delivery timelines and ensure the VIN (Vehicle Identification Number) allocation is confirmed. 

• Have your new car’s PDI checklist ready for the inspection day.

• Match the VIN with the invoice and check the manufacturing date. 

• Inspect the body paint, lights, and interiors for any flaws. 

• Check the odometer reading. It should be less than 100 km. 

• Verify that the toolkit, spare tyre, and accessories are all present. 

• Test all electronic and safety features before signing the delivery documents. 

• Check the engine oil, brake fluid, and oil filters. Ensure they are in perfect condition and not used.

A bit of preparation can go a long way in ensuring your car purchase is both seamless and enjoyable. By having a detailed checklist for booking your new car, you can be sure that every aspect is taken care of. Before you finalise everything, make sure to double-check the VIN, go over all the costs, and confirm your financing option. 

Should I arrange my loan before visiting the dealer?
Having a Pre-approved Car Loan makes it easier to negotiate and speeds up the delivery process. But even if you are not a pre-approved customer, you can still get Xpress Car Loan in just 30 minutes.

Is the car booking amount legally refundable? 
It depends on the dealer’s cancellation policy for bookings. Most of the time, they keep a small fee if you cancel late. 

What should I ask a dealer before buying a new car? 
Be sure to ask about delivery timelines, how the VIN is allocated, insurance options, and the complete pricing details.

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Car Loan at the sole discretion of HDFC Bank Limited.  Loan disbursal is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.