How to Change Your Name in an HDFC Bank Account?

​​​Keeping your Bank Account details updated is essential for smooth transactions and compliance with regulatory norms. If your name has changed due to marriage, legal reasons or corrections, you must update it in your HDFC Bank records.

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Ways to Change Name in Bank Records

Prerequisites Before You Begin

Before starting the name change process, please ensure you meet the following requirements:

  • You are above 18 years of age.

  • You are a Resident/Non-Resident Indian.

  • You have an active Savings or Salary Account.

  • Your Aadhaar and PAN are already updated in the bank records.

  • You have NetBanking/Debit Card details handy for verification.

  • You must be physically present in India for Video KYC (if chosen).

No need for collateral

Name Change via InstaServices

Follow these steps to update your name using HDFC Bank’s InstaServices platform:

  • Access InstaServices: Visit the InstaServices page and choose Change of Name. Click Let’s Begin.

  • Enter Details: Provide your Customer ID and Date of Birth or PAN for identification.

  • Authenticate: Receive and enter the OTP sent to your registered mobile number.

  • Verification Choice: Proceed via Aadhaar number/VID for eKYC or choose branch verification.

  • Video KYC (vKYC): If Aadhaar-based, complete a short video verification with your PAN card in hand.

  • Confirm Details: Select prefix, review details, and confirm terms and conditions.

  • Authenticate: Use Debit Card or NetBanking credentials for final verification.

  • Submit Request: On successful vKYC, your request is submitted. Save the Service ID for tracking.

  • Processing Timeline: Your Bank Account name change online request is usually completed within 2 working days after successful verification.

Click here to get started.

 

No need for collateral

Name Change via Branch Visit

You can initiate a change name in a Bank Account request at any HDFC Bank branch.

  • Fill Application: Complete the application for change name in Bank Account carefully.

  • Attach Documents: Submit proof required for bank name change, such as:

    • Marriage certificate/Gazette notification/Court affidavit (as applicable).

    • Valid photo ID in your new name (Aadhaar, Passport, etc.).

    • Old photo ID in your previous name (if required).

     

  • Submit at the Branch: Provide the form filled with originals and photocopies of supporting documents.

  • Verification & Acknowledgement: The bank will verify and issue an acknowledgement.

  • Processing Timeline: Updates are usually reflected within 4 working days, and the change will apply across all Accounts linked to your Customer ID.

Nominal guarantee fee

Why Update Your Name in Bank Account?

  • Updating your name in HDFC Bank records is more than just housekeeping:

    • Regulatory Compliance: Reserve Bank of India’s (RBI) KYC norms require your bank records to match your identity documents.
    • Seamless Transactions: Avoid discrepancies in fund transfers, cheque clearances, and digital payments.
    • Unified Identity: Ensures consistency across linked services like Loans, cards, and investments.

Frequently Asked Questions

You can change your name either online through InstaServices using Aadhaar eKYC and Video KYC, or offline by submitting a filled Bank Account name change application with documents at your nearest branch.

Aadhaar is the primary ID for online verification. If your Aadhaar reflects the new name, you can use it for Aadhaar-based eKYC. If not, you must visit the branch with supporting documents.

If Aadhaar and PAN are updated, you can complete the Bank Account name change online through InstaServices. Otherwise, you will have to visit the branch.

You must first update your new name with the Unique Identification Authority of India (UIDAI) (for Aadhaar) or the National Securities Depository Limited (NSDL), or the UTI Infrastructure Technology and Services Limited (UTIITSL) website (for PAN). Only then can HDFC Bank process your name change request.

No, there are no charges for change name in bank records.

Change Your Name in an HDFC Bank Account Now!

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