Sustainable Livelihood Initiative Interest Rates

  • Empowering Communities Through Sustainable Financing 
    Discover HDFC Bank's Sustainable Livelihood Initiative, offering competitive interest rates tailored to support sustainable projects that foster economic empowerment and environmental stewardship. Whether you're aiming to expand renewable energy initiatives or promote rural entrepreneurship, our initiative stands ready to partner with you in building a sustainable future.
  • Check Sustainable Livelihood Initiative Interest Rate
  • Interest rates:
  • 11.5% to 19% p.a. for SHG
  • 22% to 25 % p.a. for JLG 
  • Repayment: Monthly: EMI
  • Charges:
  • No processing fees
  • No closure charges
  • No pre-closure charges
  • Click here to read more about the Sustainable Livelihood Initiative
  • Disclaimer: Terms and conditions apply. Sustainable Livelihood Initiative approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirements. Interest rates are subject to change. Please check with your RM or the closest bank branch for current interest rates.

Frequently Asked Questions

The Sustainable Livelihood Initiative offers interest rates of 11.5% to 19% per annum for Self-Help Groups (SHG) and 22% to 25% per annum for Joint Liability Groups (JLG).

Currently, the Sustainable Livelihood Initiative offers interest rates of 11.5% to 19% per annum for Self-Help Groups (SHG) and 22% to 25% per annum for Joint Liability Groups (JLG).

The Sustainable Livelihood Initiative offers interest rates from 11.5% to 19% per annum for SHG loans and from 22% to 25% per annum for JLG loans.

You can choose your repayment frequency under the Sustainable Livelihood Initiative as weekly, fortnightly, or monthly, depending on your convenience and the terms of your loan agreement.

You are not required to pay any processing fees under the Sustainable Livelihood Initiative. The entire loan process is free from administrative or upfront processing charges.

You do not need to pay any pre-closure or account closure charges under the Sustainable Livelihood Initiative. Early repayment and closing the loan attract zero penalties.

If your EMI bounces, you will incur delayed interest charges. The Sustainable Livelihood Initiative applies this penalty only in such cases; no other hidden charges apply.