| Description of Charges | Specialé Gold / Specialé Platinum | |
|---|---|---|
| Issue of duplicate/adhoc statements | Soft Copy - | |
| - Current and previous year statement through NetBanking - No charge | ||
| - eStatement on registered E-mail ID - No charge | ||
| Physical copy - | ||
| - Branch - Rs 100/- | ||
| - PhoneBanking (Non IVR) - Rs.75/- | ||
| - PhoneBanking (IVR), Net Banking, MobileBanking, & ATM - Rs.50/- | ||
| For Senior Citizen - | ||
| - Branch - Rs.50/- | ||
| - PhoneBanking (Non IVR) - Rs.50/- | ||
| - PhoneBanking (IVR), NetBanking, MobileBanking, & ATM - Rs.30/- (w.e.f 1st July'13) | ||
| Passbook issuance | Free | |
| Duplicate passbook issuance | Rs 100/- For Senior Citizens(w.e.f 1st Mar'21) Rs 90/- |
|
| Managers cheque/demand drafts - Cancellation/revalidation | Rs. 60 | |
| For Senior Citizens( w.e.f 1st Aug'21 ) | ||
| Rs. 54 | ||
| Demand drafts (issued) - On non-HDFC Bank locations | Rs. 50 plus charges as outlined below: | |
| Upto Rs. 500 | Rs. 10 | |
| Above Rs. 500 to Rs. 1000 | Rs. 15 | |
| Above Rs. 1000 to Rs. 5000 | Rs. 25 | |
| Above Rs. 5000 to Rs. 10,000 | Rs. 30 | |
| Above Rs. 10000 | Rs. 5 per 1000 or part thereof (min Rs 75/- to max Rs 10,000/-) | |
| For Senior Citizens ( w.e.f 1st Mar'21 ) | ||
| Rs. 45 plus charges as outlined below: | ||
| Upto Rs. 500 | Rs.10 | |
| Above Rs. 500 to Rs. 1000 | Rs.15 | |
| Above Rs. 1000 to Rs. 5000 | Rs.25 | |
| Above Rs. 5000 to Rs. 10,000 | Rs.30 | |
| Above Rs. 10,000 to Rs. 1,00,000 | Rs. 3 per 1000/- | |
| Above Rs. 1,00,000 | Rs. 6 per 1000/- or part thereof (max Rs 10.000/-) | |
| Cheque collection - Local clearing zone | Free | |
| Collection of outstation cheques - Our bank locations/Other locations | Charges for cheques drawn on Branch locations | Savings Account |
| Upto Rs 5,000 | Rs. 25/-, (Rs. 20/- for rural branches/senior citizens account) |
|
| Rs. 5,001/- to Rs. 10,000/- | Rs. 50/-, (Rs. 40/- for rural branches/senior citizens account) |
|
| Rs. 10,001/- to Rs. 1,00,000/- | Rs. 100/- | |
| Rs. 1,00,001/- and above | Rs. 150/- | |
| Cheques drawn on Speed Clearing Branches - at non CTS locations | Savings Account | |
| Upto Rs. 1,00,000 | No charges | |
| Rs. 1,00,001/- and above | Rs. 140 /- per instrument | |
| Cheques drawn on Speed Clearing Branches - at CTS locations |
No Charge | |
| Effective 1st December'14 "Charges on FD receipts / Govt challans/Treasury bills-challans / Refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges | ||
| Cheque return charges drawn on us - Local | (w.e.f 1st Aug'21)Due to insufficient funds Return in a month 1st - Rs.450 (Sr Citizen - Rs 400) 2nd r- Rs.500 (Sr Citizen - Rs 450) 3rd onwards - Rs.550 (Sr Citizen - Rs 500) Due to funds transfer cheque return Rs. 350/- (Sr Citizen - Rs 315) Due to technical reasons Rs. 50/- (Sr Citizen - Rs 45) (e.g. - Date not mentioned, post-dated, sign mismatch, etc.) |
|
| Cheques deposited - Returned Unpaid(Effective 1st Dec'17) | Rs.200/- per instance | |
| Balance enquiry - At branch | Free | |
| Balance Certificate | Current year - Free; previous year - Rs. 100 ( w.e.f 1st Aug'21 ) For Senior Citizens( w.e.f 1st Aug'21 ) Current year - Free; Previous year - Rs. 90 |
|
| Interest Certificate | Rs 100/- per instance , For Senior Citizen - Rs 90/- per instance(w.e.f 1st Aug'21) | |
| TDS Certificate | Free | |
| Account Closure (from account opening date) | Upto 14 days - Nil | |
| 15 days upto 12 months - Rs 500/- ( Rs 300/- for Senior Citizens) | ||
| Beyond 12 months - Nil | ||
| ( w.e.f 1st July'13 ) | ||
| Photo attestation | Rs 100/- per instance ( Nil for Senior Citizens ) | |
| Address confirmation | Rs.100 per instance, Senior citizen - Rs.90 per instance ( w.e.f 1st Aug'21 ) | |
| Stop payment charges | Particular cheque - Rs. 100 (free through NetBanking), range of cheques - Rs. 200 (free through NetBanking) For Senior Citizens(w.e.f 1st Mar'21) Particular cheque - Rs. 90 (free through NetBanking), Range of cheques - Rs. 180 (free through NetBanking) |
|
| SI set on Net Banking | Free | |
| Old records/copy of paid cheques | Upto 1 year - Rs. 50 per record; above 1 year - Rs. 100 per record ( w.e.f 1st Aug'21 - Rs.80 per record, Senior citizen - Rs.72 per record) | |
| Activation of dormant account | No charges | |
| Local cheque deposited for outstation accounts | No charge | |
| PhoneBanking -IVR | Free | |
| Debit Card PIN regeneration charge | Rs. 50 | |
| Decline charge for insufficient balance | Transactions declined at other bank ATMs anywhere in the world or at a merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction | |
| BillPay | Free | |
| Visa Money Transfer | Rs. 5 per transaction | |
| NEFT charges - outward (Branch) | Amounts up to Rs. 1 lac - Rs.2 per transaction | |
| Amounts above Rs.1 lac - Rs.10 per transaction | ||
| For Senior Citizens (w.e.f 1st Mar'21) | ||
| Amounts up to Rs.1 lac - Rs.1.8 per transaction | ||
| Amounts above Rs.1 lac - Rs.9 per transaction | ||
| NEFT Charges for Indo-Nepal transactions | Customers having NSBL*A/c - Rs. 20/- | |
| Customers having non-NSBL* A/c | ||
| Upto Rs. 5,000 - Rs 70/- | ||
| Above Rs. 5,000 - Rs. 95/- | ||
| * Nepal State Bank Ltd | ||
| RTGS charges– Outward (Branch) | Rs. 2 Lac & above - Rs. 15 per transaction For Senior Citizens( w.e.f 1st Mar'21 ) Rs. 2 Lac & above - Rs. 13.5 per transaction |
|
| MobileBanking | Free | |
| NetBanking | Free | |
| Any deliverable returned by courier due to negative reasons (no such consignee/consignee shifted and non-existent address) | Rs. 50/- per instance | |
| TIN regeneration (requests received at the branch for a physical dispatch) | Rs 40/- per instance , For Senior Citizen - Rs 36/- per instance(w.e.f 1st Aug'21) | |
| IPIN regeneration (requests received at the branch for a physical dispatch) | Rs 40/- per instance , For Senior Citizen - Rs 36/- per instance(w.e.f 1st Aug'21 | |
| SI rejects | Rs. 200/- per instance | |
| One time Mandate Authorisation Charges per mandate (Physical / Online) | Rs 40/- , For Senior Citizen - Rs 36/- (w.e.f 1st Aug'21) | |
| ECS /ACH Return Charges | Return in a month 1st - Rs.450 (Sr Citizen - Rs 400) 2nd r- Rs.500 (Sr Citizen - Rs 450) 3rd onwards - Rs.550 (Sr Citizen - Rs 500) |
|
| Signature Attestation | Rs.100, Senior citizen - Rs.90 | |
| Cardless Cash Withdrawal | Rs. 25 plus taxes per transaction | |