Savings farmers accounts

What's in store for you

5% Cashback & discounts with Debit Card

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Savings Farmer Account

Key Benefits

1 Crore + Customers Trust HDFC Bank!

Open Pragati Savings Account via 100% Digital Process

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savings farmers account

Know More About Pragati Savings Account

Fees and Charges

  • Account Opening Charges: Nil

  • Half-yearly Minimum Balance Requirement- ₹2,500

  • Check Depositing Charges: Nil for cheque deposited into your account in a city other than the city, in which your account is located

  • Charges for Payable at Par Cheques: Nil for cheques issued in a city outside your account charges.

  • Issue Of Duplicate / Adhoc Online Statement: No charge for last 5 years statement through NetBanking or e-Statement on registered E-mail ID

  • Issue Of Duplicate/Adhoc Offline Statement (Physical Copy): ₹100 for Regular Account holders, ₹50 for Senior Citizen Account holders

For consolidated Savings Fees & Charges Click here

Special Benefits and Features

Added Delights

Banking Benefits

  • MoneyBack Debit Card with your Pragati Savings Account (previously known as Farmer Savings Account). For offers on your MoneyBack Debit Card: Click here
  • Personalised cheques for enhanced security 
  • Waiver on first year Annual Maintenance Charge (AMC) for your first Demat Account
  • Exclusive half-yearly balance product of ₹2,500 OR FD Cushion of ₹50,000
  • Exclusive discounts and offers on online shopping via SmartBuy

Transaction Benefits

  • NetBanking, PhoneBanking and MobileBanking services for balance checks, utility bill payments, and more
  • Utility bill payments over phone or online via BillPay
  • Free Passbook and Email Statement facilities

Banking Facilities

  • Access to Safe Deposit Lockers
  • Super Saver Facility to auto transfer excess cash from your Savings Account to Fixed Deposit
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Check out the deals

CashBack and discounts with Debit Card: 5% CashBack on shopping via PayZapp and SmartBuy.

  • SmartBuy Offer: Click here
  • PayZapp offer: Click here
  • UPI offers: Click here
  • NetBanking offers: Click here
  • BillPay offers: Click here
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Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose
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Wondering if you are eligible?

You can open your Pragati Savings Account if:

  • You are a Resident Individual Farmer (sole or joint accountholder)
  • You are a Farmer (sole or joint accountholder)
  • You belong to an HUF (Hindu Undivided Families)
  • You satisfy the Minimum Balance Requirement - ₹2,500 Half yearly balance requirement
  • Please note that minors are not eligible for opening this account
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Documents required to get you started

Officially Valid Documents (OVDs) for establishing Proof of Identity And Mailing Address

OVD (any 1)

  • Passport 
  • Aadhar card**
  • Voter ID 
  • Driving license
  • Job card
  • Letter issued by the National Population Register

**Proof of possession of Aadhaar (any 1):

  • Aadhaar letter issued by UIDAI
  • E-Aadhaar only downloaded from UIDAI website
  • Aadhaar Secure QR Code
  • Aadhaar Paperless Offline e-KYC

Click here to know complete documentation details 

Application Process  for Opening a Digital Account with Aadhaar

Apply online in just 4 simple steps: 

  • Step 1: Validate your mobile number
  • Step 2: Select the ‘Account Type’ of your choice
  • Step 3: Provide personal details including Aadhaar number
  • Step 4: Complete Video KYC
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Savings farmers accounts

Simplify KYC with Video Verification

  • Keep your PAN Card and Aadhaar-enabled phone handy, along with a pen (blue/black ink) and white paper. Ensure you have good connectivity/network.
  • Enter your Aadhaar card number at the start and verify yourself using OTP.
  • A bank representative will then verify your details, such as LIVE signature, LIVE photo, and location.
  • Once the video call is complete, your video KYC process stands completed.

Ways to open a Bank Account

Frequently Asked Questions

The HDFC Bank Pragati Savings Account offers benefits tailored for farmers, including higher interest rates on savings, special loan schemes, and insurance coverage for crops and assets. Account holders also receive priority banking services, personalised assistance, and access to agricultural experts. Additionally, the account provides access to government schemes and subsidies, helping farmers maximise their savings and investments. 

Yes, to open a Pragati Savings Account, you need to provide identity proof (such as Aadhaar and PAN Card), address proof (such as latest utility bill or passport), and income proof (such as salary slips or income tax returns).

To apply for a Pragati Savings Account online:

  • Complete the application form with your personal details.
  • Submit the required documents
  • Upon approval, receive your account details

Grow your savings today with flexible, safe and easy banking.

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