| Description of Charges | Beneficiary Savings Account |
|---|---|
| Address Confirmation | Free |
| Interest Certificate | Free |
| IPIN Regeneration | Free |
| Managers Cheque/Demand Draft cancellation / Revalidation | Free |
| Old records/copy of paid cheques | Free |
| Photo Attestation | Free |
| Charges for cheques drawn on non HDFC Branch locations | Free |
| Managers Cheque /Demand Draft issuance - At Self Bank / Non Bank Locations | Through Branch up to ₹ 10,000/- - Regular ₹ 50/- (Senior Citizen ₹ 45/-) Above ₹ 10,000/- - Regular ₹ 1/- per 1000 or part thereof (min. of ₹ 50/- & max. of ₹ 10,000/-) Request through Netbanking and for non branch location - No change |
| Cheque return charges drawn on us | 1st return - ₹ 500/- 2nd return onwards - ₹ 550/- Technical Reason : ₹ 50/- (e.g. - Date not mentioned, post-dated, sign mismatch) No change recommended in non-financial reason |
| ECS /ACH(Debit) Return Charges | 1st return - ₹ 500/- (Sr. Citizen - ₹ 450/-) 2nd return onwards - ₹ 550/- (Sr. Citizen - ₹ 500/-) |
| Balance Confirmation Certificate | Free |
| Balance Inquiry- At Branch | Free |
| BillPay | Free |
| Cash transactions (Cash deposits & withdrawals) by Self & Third Party at Home & Non-Home branches | Home Branch - ₹ 10 lakh ---Free per month per account. Above ₹ 10 lakh---₹ 5/- per thousand or part thereof, subject to a minimum of ₹ 150/- Non-Home Branch: Cash transactions value upto ₹ 25,000/- per day –No charge Above ₹ 25,000/- -₹ 5/- per thousand or part thereof, subject to a minimum of ₹ 150/- |
| Cheque Book Issuance Charges | Free - 25 cheque leaves per year Additional chequebook of 25 leaves will be charged @ ₹ 75/- per chequebook |
| Mandate Registration Charges | ₹ 40/- (Senior Citizen - ₹ 36/-) |
| Passbook Issuance | Free |
| SI set on NetBanking | Free |
| Signature Attestation | Free |
| TDS Certificate | Free |
| TIN Regeneration | Free |
| Account Closure | Upto 14 days - Nil 15 days upto 12 months - ₹ 500/- (Senior Citizen ₹ 300/-) Beyond 12 months - Nil |
| AMB Requirement | Zero balance account |
| Activation of Dormant Account | Free |
| Cheques Deposited Returned Unpaid | ₹ 200/- per instance |
| Deliverable returned due to negative reasons (no such consignee/ consignee shifted and no such address) | ₹ 50/- per instance (Debit Card and Cheque Book) |
| Duplicate Passbook Issuance | ₹ 100 per instance(Senior citizen - ₹ 90) |
| Issue of Duplicate / Adhoc Statements | Branch - ₹ 100/- (Sr Citizen - ₹ 50/-) PhoneBanking (Non IVR) - ₹ 75/- (Sr Citizen - ₹ 50/-) Net/Mobile/PhoneBanking - IVR & ATM - ₹ 50/- (Sr Citizen - ₹ 30/-) |
| Minimum Balance charges (AMB) | Zero balance account |
| Standing Instruction Reject | ₹ 200/- per instance |
| Stop Payment Charges | Particular Cheque (through Branch) - ₹ 100/- Range of Cheque (through Branch) - ₹ 200/- Through NetBanking - Free For Senior Citizens Particular Cheque (through Branch) - ₹ 90/- Range of Cheque (through Branch) - ₹ 180/- Through NetBanking - Free |
| Visa Money Transfer | ₹ 5 per Transaction |