| Description of Charges | Applicable to - Savings Max Account / Regular Savings Account / Women’s Savings Account /Super Kids Savings Account / Kids Advantage Account / Senior Citizen’s Account / DigiSave Youth Account / Saving Farmers Account |
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|---|---|---|
| Issue of duplicate/ad hoc statements | Soft Copy: Current and previous year statement through NetBanking: No charge E- Statement on registered E-mail ID: No charge Physical copy: Branch: ₹100 PhoneBanking (Non IVR): ₹75 PhoneBanking (IVR), Net Banking, Mobile Banking, and ATM: ₹50 For Senior Citizen: Branch: ₹50 Phone Banking (Non IVR): ₹50 Phone Banking (IVR), Net Banking, Mobile Banking, and ATM: ₹30, effective July 1, 2013. |
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| Passbook issuance* | Free | |
| Duplicate passbook issuance* | ₹100, for Senior citizens: ₹90, effective March 1, 2021. | |
| Manage cheque/Demand Drafts Cancellation/revalidation | ₹45, for Senior citizens, ₹40, effective August 1, 2022. | |
| Demand Drafts (issued) - on non-HDFC Bank locations | ₹50 plus charges as outlined below: Up to ₹500 ₹10 Above ₹500 to ₹1,000 ₹15 Above ₹1,000 to ₹5,000 ₹25 Above ₹5,000 to ₹10,000 ₹30 Above ₹10,000 ₹5 per 1,000 or part thereof (minimum ₹75 to maximum ₹10,000) |
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| For Senior citizens, effective March 1, 2021. ₹45 plus charges as outlined below: Up to ₹500 ₹10 Above ₹500 to ₹1,000 ₹15 Above ₹1,000 to ₹5,000 ₹25 Above ₹5,000 to ₹10,000 ₹30 Above ₹10,000 to ₹1 lakh ₹3 per 1,000 Above ₹1 lakh ₹6 per 1,000 or part thereof (maximum ₹10,000) |
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| Cheque collection - Local clearing zone | Free | |
| Cheque return charges drawn on us - Local | Due to insufficient funds, effective August 1, 2021 Return in a month 1st - ₹450, Senior citizen: ₹400 2nd r- ₹500, Senior citizen: ₹450 3rd onwards - ₹550, Senior citizen: ₹500 Due to funds transfer cheque return ₹350, Senior citizen: ₹315 Due to technical reasons Click here to know the technical rejections ₹50, Senior citizen: ₹45. |
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| Cheques deposited - returned unpaid, effective December 1, 2017. | ₹200 per instance | |
| Balance enquiry - At branch | Free | |
| Balance Certificate | Free, effective August 01, 2022 | |
| Interest Certificate | Free, effective August 01, 2022 | |
| TDS Certificate | Free | |
| Account Closure (from account opening date) | Up to 14 days: NIL 15 days up to 12 months: ₹500, Senior citizens: ₹300 Beyond 12 months: NIL, effective July 01, 2013. |
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| Photo attestation | ₹100 per instance, Senior Citizens: NIL, effective July 1, 2013. | |
| Address confirmation | Free, effective August 1, 2022. | |
| Stop payment charges | Particular cheque: ₹100, free through Net Banking Range of cheques: ₹200, free through Net Banking For Senior Citizens: Effective March 1, 2021 Particular cheque: ₹90, free through NetBanking Range of cheques: ₹180, free through NetBanking |
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| Old records/copy of paid cheques | Up to 1 year: ₹50 per record; above 1 year: ₹100 per record. Effective August 1, 2021: ₹80 per record, Senior citizen: ₹72 per record. |
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| Activation of dormant account | No charges | |
| Local cheque deposited for outstation accounts | No charge | |
| Phone Banking -IVR | Free | |
| Debit Card (transaction charge) - Non-HDFC Bank international ATMs | ₹25 per balance enquiry and ₹125 per cash withdrawal The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of transaction. |
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| Debit Card PIN regeneration charge | ₹50 | |
| Decline charge for insufficient balance | Transactions declined at other bank ATMs anywhere in the world or at a merchant outlet outside India due to insufficient funds will be charged at ₹25 per transaction | |
| BillPay | Free | |
| Visa Money Transfer | ₹5 per transaction | |
| NEFT charges - Inward | NIL | |
| NEFT charges - outward (online mode) | Free, effective November 1, 2017. | |
| NEFT charges - outward (Branch) | Up to ₹1 lakh - ₹2 per transaction Above ₹1 lakh - ₹10 per transaction For Senior Citizens, effective March 1, 2021 Up to ₹1 lakh - ₹1.8 per transaction Above ₹1 lakh - ₹9 per transaction |
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| NEFT Charges for Indo-Nepal transactions | Customers having NSBL* account: ₹20 Customers having non-NSBL* account Up to ₹5,000 - ₹70 Above ₹5,000 - ₹95 *Nepal State Bank limited. |
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| RTGS charges - Inward | NIL | |
| RTGS charges- Outward (Online mode) | Free, effective November 1, 2017 (effective 1st Nov'17) | |
| RTGS charges– Outward (Branch) | ₹2 lakh and above: ₹15 per transaction For Senior Citizens: Effective March 1, 2021 ₹2 lakh and above: ₹13.5 per transaction |
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| Note: RTGS is now available 24x7 (except 11.30 PM to 12.30 AM, due to cut-off) | ||
| IMPS (Immediate Payment Service) – Outward | Charges with effect from October 01, 2020 Amount up to ₹1,000: ₹3.50 per transaction Amount above ₹1,000 to ₹1 lakh: ₹5 per transaction Amount above ₹1 lakh to ₹2 lakh: ₹15 per transaction |
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| IMPS (Immediate Payment Service) - Inward | NIL | |
| Mobile Banking | Free | |
| Net Banking | Free | |
| Any deliverable returned by courier due to negative reasons (no such consignee/consignee shifted and non-existent address) | ₹50 per instance | |
| TIN regeneration (requests received at the branch for a physical dispatch) | Free, effective August 1, 2022 | |
| IPIN regeneration (requests received at the branch for a physical dispatch) | ₹40 per instance, for Senior citizen: ₹36 per instance, effective August 1, 2021 | |
| SI rejects | ₹200 per instance | |
| One time Mandate Authorisation Charges per mandate (Physical / Online) | ₹40 For Senior citizen: ₹36, effective August 1, 2021. | |
| Signature Attestation | ₹100, Senior citizen - ₹90 | |
| ECS /ACH Return Charges | Return in a month 1st: ₹450, Senior citizen: ₹400) 2nd: ₹500, Senior citizen: ₹450 3rd onwards: ₹550, Senior citizen: ₹500) |
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| InstaAlert Charges | Click here to view charges | |
| Cardless Cash Withdrawal | ₹25 plus taxes per transaction |