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Salaried

  • Nationality: Indian national
  • Age: Minimum: 21 years, Maximum: 65 years
  • Income: ₹25,000/ month
  • Experience: 2 years, including 1 year with the current employer
  • Employer: Private limited/public sector undertakings
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Know more about this App

Key Features

  • User-friendly search tool for easy Personal Loan exploration.
  • Instant approval for both HDFC Bank and non-HDFC Bank customers.
  • Manage existing loans with a few finger taps.
  • Apply for Personal Loans, Top-up loans, or other products via our loan app.

 

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Other Perks

  • Get tailored products based on your existing loan and relationships with HDFC Bank.
  • Use the flexible EMI Calculator on the app to determine a comfortable EMI for you.
  • Transfer your Personal Loan to HDFC Bank using the app for added convenience.
  • HDFC Bank’s online loan app offers exclusive shopping, travel, and entertainment deals.
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Most Important Terms & Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
  • Personal Loans at the sole discretion of HDFC Bank. Loan disbursal is subject to documentation and verification as per Bank’s requirement.
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More about the Personal Loan App

  • You can use the convenient search tool available on the ​​Online Loan App provided by HDFC Bank to look for Search for Personal Loans and get instant approval (both HDFC Bank and non-HDFC Bank customers).

  • With the Personal Loan App set up by HDFC Bank, you can manage any existing loans and calculate EMI with the click of a few buttons.

  • The Personal Loan App will help you apply for a Personal Loan, Top-up loans or multiple products basis existing loan relationships.

  • You can also use the flexible EMI Calculator facility provided on the Personal Loan App to arrive at the EMI you are comfortable with.

  • The Personal Loan App also lets you manage your finances by calculating your EMI, allowing loan transfer to HDFC Bank for Personal Loans, future planning with financial tools and premium calculators.

  • With an ​Online Loan App provided by HDFC Bank, you can enjoy various exclusive deals on shopping, travel, entertainment and more.

  • At HDFC Bank, we realise the importance of having access to funds at any given point. Thus, we provide Personal Loans at attractive interest rates that can be availed of rapidly. The amount availed through our Personal Loans can be put towards events like weddings, large purchases, medical emergencies, and more.

  • With the advent of the digital age, you can apply for a Personal Loan offered by HDFC Bank with the click of a few buttons. HDFC Bank provides a Personal Loan App that allows you to apply for a loan from the safety and comfort of your home with minimum documents. With the Personal Loan App provided by HDFC Bank, the funds will be available to you instantly. You can use them as and when you need.

You can use the online Personal Loan App provided by HDFC Bank to apply for a Personal Loan by following the steps listed below: 

1. Login to the app using your 6-digit App Password. 

2. Next, click on ‘Loans & Cards’. 

3. Select the option called ‘Personal Loan’. 

4. Then click on ‘Apply Now. 

5. Select the KYC option that you wish to proceed with. 

6. Lastly, fill in your details to submit your Personal Loan request.

Identity proof

  • Election/Voter's ID card

  • Permanent Driving Licence

  • Valid Passport

  • Aadhaar card

Address proof

  • Utility bill in the customer’s name

  • Property tax receipt in the customer’s name

  • Aadhaar card

  • Valid Passport

Income proof

  • Bank statement for the last 3 to 6 months

  • Last 3 months’ salary slips

  • Form 16

  • Latest ITR for Self-Employed

For Partnership Firm Partner, Private Limited Company Owning, Public Limited Company Director

Address proof

  • Telephone Bill

  • Electricity Bill

  • Shop and Establishment Act Certificate

  • Sales Tax Certificate OR SSI Registered Certificate

Income proof

  • Audited balance sheet profit & loss account for previous 2years

  • Company ITR for last 2 years

  • Bank statement for the last six months

Frequently Asked Questions  

The HDFC Personal Loan App is a trusted choice for quick and easy personal loans. It offers a user-friendly interface and seamless loan management on both the App Store and Google Play. Backed by HDFC's reliability, it ensures a smooth experience, making it a top pick for borrowers.

The HDFC Instant Loan App offers quick loans with disbursal within 4 hours. Its user-friendly interface and seamless application process make it ideal for urgent financial needs, ensuring borrowers can access funds effortlessly and efficiently.

To secure a loan with a salary of ₹35,000, you can explore your eligibility by visiting HDFC Bank's official​ website. Using the provided link, you can access information regarding ​Personal and Business Loan options​​, and determine if you meet the criteria for borrowing. Additionally, you are may be required to provide documentation such as income proof, identity proof, and address proof to support your loan application.

The HDFC Bank Personal Loan App is available in iOS and Android Play stores. You can download the app in a matter of minutes. All you have to do is:

1. Go to the Play Store or iOS Store and download the app.

2. Complete the registration process through an OTP.

3. Enter the 6-digit password received to log in.

After logging in, you can use the same password to access loan-related services.

The online Personal Loan App provided by HDFC Bank is equipped with an EMI Calculator that allows you to determine the amount due for loan repayment each month. You must fill in the following details to calculate the EMI:

  • Amount availed
  • Tenure
  • Interest rate

You can use the instant Personal Loan App provided by HDFC Bank and avail of the disbursed amount in less than 4 hours.

Download the Instant Loan App by clicking right here.

The documents required to avail of a Personal Loan through the Instant Loan App provided by HDFC Bank are as follows: 

  • You must submit documents that provide identity proof, such as a copy of passport/voter ID card/driving licence/Aadhaar.
  • You must also provide documents that act as address proof like a copy of your passport/voter ID card/driving licence/Aadhaar.
  • Further, you are required to submit a bank statement for the previous 3 months (Passbook of the previous 6 months).
  • Lastly, you need to provide two latest salary slips/current dated salary certificates with the latest Form 16.
  • You can learn more about the eligibility and documentation required to apply for a Personal Loan offered by HDFC Bank by clicking right here.

Fast, easy, secure—start your personal loan application right now