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Wondering if you’re eligible?

Salaried

  • Nationality: Indian national
  • Age: Minimum: 21 years, Maximum: 65 years
  • Income: ₹25,000/ month
  • Experience: 2 years, including 1 year with the current employer
  • Employer: Private limited/public sector undertakings
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Know more about this App

Key Features

  • User-friendly search tool for easy Personal Loan exploration. 
  • Instant approval for both HDFC Bank and non-HDFC Bank customers. 
  • Manage existing loans with a few finger taps. 
  • Apply for Personal Loans, Top-up on Loans, or other products via our Loan app. 
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Other Perks

  • Get tailored products based on your existing loan and relationships with HDFC Bank. 
  • Use the flexible EMI Calculator on the app to determine a comfortable EMI for you. 
  • Transfer your Personal Loan to HDFC Bank using the app for added convenience. 
  • HDFC Bank’s online loan app offers exclusive shopping, travel, and entertainment deals. 
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Most Important Terms & Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 
  • Personal Loans at the sole discretion of HDFC Bank. Loan disbursal is subject to documentation and verification as per Bank’s requirement. 
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More about the Personal Loan App

  • Access Multiple Loans: You can use the convenient search tool available on the Online Loan App provided by HDFC Bank to look for Personal Loans and get instant approval (available for both HDFC Bank and non-HDFC Bank customers). 
  • Manage Existing Loans: With the Personal Loan App set up by HDFC Bank, you can manage any existing loans and calculate EMI with the click of a few buttons. 
  • Get Top-Up Option: The Personal Loan App will help you apply for a Personal Loan and also get Top-Up on existing Loan. 
  • EMI Calculator: You can also use the flexible EMI Calculator facility provided on the Personal Loan App to choose the EMI you are comfortable with. 
  • Tool for Managing Finances: The Personal Loan App also lets you manage your finances by calculating your EMI, allowing loan transfer to HDFC Bank for Personal Loan and also do future financial planning efficiently. 
  • Enjoy Offers on Shopping and Entertainment: The app could also give you access to exclusive deals on shopping, travel, entertainment and more. 

At HDFC Bank, we realise the importance of having access to funds at any given point. Thus, we provide Personal Loans at attractive interest rates that can be availed of rapidly. The amount availed through our Personal Loan can be put towards events like weddings, large purchases, medical emergencies, and more. 

You can apply for a Personal Loan offered by HDFC Bank with the click of a few buttons. HDFC Bank provides a Personal Loan App that allows you to apply for a loan from the safety and comfort of your home with minimal documents. With the HDFC Bank Personal Loan App, the funds will be available to you instantly. You can use them as and when you need. 

The HDFC Bank Personal Loan App is available on iOS and the Android Play Store. You can download the app quickly. All you have to do is: 

  1. Go to the Play Store or iOS Store and download the app.
  2. Complete the registration process throughan OTP. 
  3. Enter the 6-digit password received to log in.
     

After logging in, you can use the same password to access loan-related services. 

You can use the online Personal Loan App provided by HDFC Bank to apply for a Personal Loan by following the steps listed below:  

  1. Login to the app using your 6-digit App Password.  
  2. Next, click on ‘Loans & Cards’.  
  3. Select the option called ‘Personal Loan’.  
  4. Then click on ‘Apply Now.  
  5. Select the KYC option that you wish to proceed with.  
  6. Lastly, fill in your details to submit your Personal Loan request. 

     

KYC-compliant bank / Pre-approved customers can avail the Personal Loan in just 10 seconds with no documentation. 

Frequently Asked Questions

The HDFC Bank Personal Loan App is a trusted choice for quick and easy personal loan. It offers a user-friendly interface and seamless loan management on both the App Store and Google Play. Backed by HDFC Bank’s reliability, it ensures a smooth experience, making it a top pick for borrowers.

The Personal Loan app provided by HDFC Bank follows strict security protocols to ensure your personal and financial data is protected. Advanced encryption can safeguard sensitive information like Aadhaar and PAN details.

You can check the interest rate on the app. For more details on Personal Loan interest rate, click here.

At HDFC Bank, we maintain a transparent fee structure; all charges are communicated upfront.

Foreclosure charges may apply based on the loan terms. You can find the schedule of Personal Loan fees and charges here.

The HDFC Bank Personal Loan App offers loan with quick bursal. Its user-friendly interface and seamless application process make it ideal for urgent financial needs, ensuring borrowers can access funds effortlessly and efficiently.

To secure a loan with a salary of ₹35,000, you can explore your eligibility by visiting HDFC Bank's official​ website. You can access information on Personal Loan ​​and determine whether you meet the borrowing criteria. Additionally, you may be required to provide documentation such as income proof, identity proof, and address proof to support your loan application.

The online Personal Loan App provided by HDFC Bank is equipped with an EMI Calculator that allows you to determine the amount due for loan repayment each month. You must fill in the following details to calculate the EMI:

  • Amount availed 
  • Tenure 
  • Interest rate 

You can use the instant Personal Loan App provided by HDFC Bank to get quick disbursement of funds.

KYC-compliant bank / pre-approved customers can avail the Personal Loan in just 10 seconds with no documentation.

Fast, easy, secure—start your personal loan application right now