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All You Need To Know

Policy term

Policy term of 12 years or 15 years

Card Reward and Redemption

Premium Payment Term

Flexible limited premium payment term of 5 years and 12 years for policy term of 12 years and 15 years respectively

Premiums can be paid monthly, quarterly, half-annually, or annually

Card Reward and Redemption

Age Limit

Minimum Entry Age 5 pay: 6 years
12 pay: 3 years
Maximum Entry Age
5 pay: 65 years
12 pay: 55 years
Minimum Maturity Age
18 years
Maximum Maturity Age

5 pay: 77 years
12 pay: 70 years
Card Reward and Redemption

Basic Sum Assured

Equal to the annualised Premium (AP) multiplied by basic sum assured multiple

Card Reward and Redemption

Premium Amounts

Minimum Premium Amount: 5 Pay: ₹50,000 p.a. and 12 Pay: ₹36,000 p.a.

Maximum Premium Amount: No Limit, subject to underwriting

Card Reward and Redemption

Tax benefit

Get tax benefits under 80C and 10(10D) of the Income Tax Act, 1961

Card Reward and Redemption

Maturity benefit

100% of the Basic Sum Assured is paid as lump sum

Guaranteed Income of 12% of Basic Sum Assured with annual compounding increase by income booster

Income Booster percentage will depend on premium amount, premium paying term and income term chosen

Card Reward and Redemption

Death Benefit

11 times Annualised Premium

105% of the all the premiums paid

Guaranteed Sum Assured on Maturity1 on Maturity

Absolute amount assured to be paid on death

Card Reward and Redemption

Riders

Enhance your protection with optional riders

Card Reward and Redemption

Important Information

Card Reward and Redemption

Terms & Conditions