All You Need To Know
Age limit
Entry age from 30 days to 60 years and age at maturity is 18 to 75 years
Premium
Depending upon the Sum Assured that you choose, minimum premiums are: ₹ 2,000 for monthly premium, ₹ 6,000 for quarterly, ₹ 12,000 half yearly or ₹ 24,000 yearly
Ways to pay
Conveniently pay your premiums through multiple modes -- credit card, internet banking, cheque, auto debit facility
Bonuses
Increase your maturity benefit with revisionary, interim and terminal bonuses
Policy term
Choose a policy term between 15 and 30 years based on your needs
Tax benefit
Get tax benefits under 80C and 10 (10D) of the Income Tax Act, 1961
Maturity benefit
Receive sum assured plus accrued bonuses
Death benefit
- Beneficiaries will receive higher of Sum Assured or 10 times annualised premiums or 105% of the premiums paid + accrued bonuses
- Get additional benefit with in-built accidental cover
Medical examination
Avoid a medical test by filling up a short questionnaire
Loan
Get a loan on this policy in emergencies
Important Information
Commission related information