HDFC Life Click 2 Invest-ULIP

HDFC Life Click 2 Invest - ULIP, lets you enjoy market linked returns along with valuable financial protection for your family. This plan has minimal Charges which help your fund value grow faster. The key features of this plan are:
1. Minimal Charge Structure
2. Choose from a range of 11 fund options
3. Premium payment options of Single Pay, 5 Pay, 7 Pay, 10 Pay or Regular Pay
4. Policy Term of 5 to 20 years
5. Tax exemption under Sec 80C and Sec 10(10D) of Income Tax Act, 1961

Minimum premium amounts for various premium payment frequencies are as follows:
1. Single: ₹ 24,000
2. Annual: ₹ 12,000
3. Half Yearly: ₹ 6,000
4. Quarterly: ₹ 3,000
5. Monthly: ₹  1,000

To check fund performance CLICK HERE.

Single, Annual, Half-yearly, Quarterly or Monthly

You can buy more than one policy subject to successful Underwriting.

You can Surrender you policy subject to a lock in period of 5 years. No discontinuance charge is charged in this policy. Please refer to product brochure for more details on discontinuance of Premium(s) and surrender of policy.

A limited premium payment policy requires you to pay Premium(s) for a term lesser than your policy term.

Yes. In case of the Life Assured's unfortunate demise, we will pay to the Nominee the highest of the following:
1. Sum Assured,
2. Fund Value,
3. 105% of the premium(s) paid.

You can withdraw money from your Funds to meet any future financial emergencies. Lump Sum partial withdrawals can be made from your funds after 5 complete policy years, provided the Life Assured is at least 18 years of age.The partial withdrawals shall not be allowed which would result in termination of the policy .

Yes. The list of medical tests required is on case to case basis.

NRIs can invest in this plan by filling a mandatory NRI questionnaire.

There are 11 fund options to choose from in this plan:
1. Equity Plus Fund
2. Diversified Equity Fund
3. Blue Chip Fund
4. Opportunities Fund
5. Balanced Fund
6. Income Fund
7. Bond Fund
8. Conservative Fund
9.Discovery Fund
10.Equity Advantage Fund
11.Secure Managed Fund

No policy loans are available for this product.

There is no limit on maximum amount that you can invest in this plan, subject to Underwriting.

At the end of your Policy Term i.e. at maturity, you will receive your Fund Value.

HDFC Life Click 2 Invest - ULIP offers:
1. Minimal Charge Structure
2. Premium Payment Term options of single/ 5 pay/ 7 pay and regular pay
3. Policy Term of 5 to 20 years
4. 11 Fund options
5. Wide entry age range from 0 to 65 years

In case of the Life Assured's unfortunate demise, we will pay to the Nominee the highest of the following:
1. Sum Assured
2. Fund Value
3. 105% of the premium(s) paid.

HDFC Life Click 2 Invest - an online ULIP offers a minimal charge structure as stated below:

1. Premium Allocation Charge: Nil
2. Policy Administration Charge: Nil
3. Discontinuance Charge: Nil
4. Fund Management Charge –
   - 0.80% p.a. of the fund value, charged daily for Secure Managed Fund.
   - 1.35% p.a. of the fund value, charged daily, for all other Funds.
   - 0.50% p.a. of the fund value for Discontinued Policy Fund.
5. Mortality Charge: The amount of the charge taken each month depends on your age and level of cover.

Under settlement option, you can also take your fund value at maturity in periodical installments1.
Disclaimer:
1. Please refer to section under settlement option in product brochure for more details

Fund Value will be calculated by multiplying balance Units in your fund by the then prevailing NAV price.

You can choose a Policy Term of 5 years to 20 years under this plan.

Yes you can Surrender your policy. Once you surrender your policy, your risk cover will cease and surrender benefit will be paid out depending upon the year in which the policy is surrendered. Please refer to product brochure for more details.