| Product/Type of Charge | Imperia Fees and Charges |
|---|---|
| Charges on Non-Maintenance of minimum Balance in Savings Accounts | Nil charges |
| Debit Card Annual Fee | Annual fee: ₹750 annually plus taxes. The above fees will be waived as long as you are a part of the HDFC Bank Imperia Premium Banking Programme. |
| ATM / Debit card Pin Regeneration Charges (Green PIN/ Physical PIN) |
Nil charges |
| Transactions on Domestic ATM | No charges for usage of HDFC Bank as well as Non HDFC Bank ATMs |
| Locker Annual Rental | Locker with Nil annual rental charge available for first locker allocated per group |
| Forex transactions rates | Up to 10 paise better rate on card rate for forex transactions on select currencies. |
| Multicurrency Forex Card | 50% discount on issuance fees on multicurrency card. Click here, for discount, contact your RM for the promo code. |
| Chequebook issuance | Nil charges for Savings Account. |
| DD/MC Charges on Savings Accounts | Nil issuance charges |
| DD/MC Cancellation / revalidation on Savings Account | Nil charges |
| Cash Transaction Charges for Savings Accounts (cumulative of deposit/withdrawal and home/non-home branch) Effective December 9, 2017 |
10 transactions with nil charges OR Value of ₹15 Lakh at nil charge per month per account 'Self/Third party' inclusive Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone Savings Account variant held by the customer |
| Demat account Annual Maintenance Charge (AMC) *Non BSDA Demat accounts | Nil Click here for detailed tariff sheet. Click here for features of Regular and BSDA account. |
| Cheque return charges drawn on us | Due to funds transfer cheque return ₹350, Senior Citizen: ₹315. Due to technical reasons ₹50, Senior Citizen ₹45) Note: Date not mentioned, post-dated, sign mismatch, etc. Due to insufficient funds Return in a month 1st: ₹450, Senior citizen: ₹400 Return in a month 2nd: ₹500, Senior citizen: ₹450 Return in a month 3rd onwards: ₹550, Senior citizen: ₹500 |
| Cheques deposited - Returned Unpaid, effective December 1, 2017 | Nil charges |
| ECS /ACH Return Charges | Nil charges |
| Service Charges for Savings Account | Nil charges on all the below services for Imperia customers: - Inter-branch funds transfer charges - Stop payment charges - Cheque collection charges - Duplicate statement - Mandate registration charges - Old records/copy of paid cheques - Interest Certificate - Address Confirmation - Signature Attestation |
| IPIN / TPIN re-generation | ₹40, Senior citizen - ₹36 |
| Standing Instructions | Nil charges |
| NEFT/RTGS | Nil charges through online mode Charges applicable as per savings / current account variant for outward fund transfers done through branch |
| IMPS | Nil charges |
| Bill Pay | Nil charges |
| Insta Alert | Nil charges |
| Current Accounts | Click here for detailed Tariff on Biz Lite+ Account |
Click here for detailed Tariff on Biz Pro+ Account |
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Click here for detailed Tariff on Biz Ultra+ Account |
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Click here for detailed Tariff on Biz Elite+ Account |
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Past Records |
Click here to view Fees & Charges for Biz+ Current Account Variants effective 1st April’2025 |
Click here to view Fees & Charges for Auto Upgrade Current Account Variants (discontinued for sourcing/switching) effective 1st August’2025 |
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Click here to view Fees & Charges for Generic Current Account Variants (discontinued for sourcing/switching) effective 1st August’2025 |
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Click here to view Fees & Charges for Segmented Current Account Variants (discontinued for sourcing/switching) effective 1st August’2025 |
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Click here to view Fees & Charges for other Current Account Variants (discontinued for sourcing/switching) effective 1st August’2025 |
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Click here to view Fees & Charges for Auto Upgrade Current Account Variants effective 1st December’2024 |
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Click here to view Fees & Charges for Generic Current Account Variants effective 1st December’2024 |
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Click here to view Fees & Charges for Segmented Current Account Variants effective 1st December’2024 |
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Click here to view Fees & Charges for Auto Upgrade Current Account Variants before 1st December’2024 |
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Click here to view Fees & Charges for Generic Current Account Variants before 1st December’2024 |
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Click here to view Fees & Charges for Segmented Current Account Variants before 1st December’2024 |
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Click here to view Fees & Charges for Auto Upgrade Current Account Variants before 1st October’2023 |
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Click here to view Fees & Charges for Generic Current Account Variants before 1st October’2023 |
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Click here to view Fees & Charges for Segmented Current Account Variants before 1st October’2023 |
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Click here to view Fees & Charges for Generic Current Accounts before 1st November’2022 |
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Click here to view Fees & Charges for Segmented Current Accounts before 1st November’2022 |