The FlexiPay facility is available exclusively as a pre-approved offer to HDFC Bank customers who have a Current or Savings Accounts.

To activate FlexiPay, you must be an HDFC Bank customer with a pre-approved Current or Savings Accounts.

FlexiPay offers loans ranging from a minimum of ₹1,000 to a maximum of ₹20,000, depending on the eligibility limit.

Only existing HDFC Bank customers holding a pre-approved savings or current account are eligible for the FlexiPay facility. You must already have an active relationship with HDFC Bank and meet the internal pre-approval conditions to activate this instant Buy Now Pay Later credit line.

HDFC Bank FlexiPay does not include any processing fees, convenience charges, or hidden costs. You get a clean and transparent borrowing experience, allowing you to manage short-term expenses without worrying about surprise deductions or hidden charges while using the facility.

HDFC Bank FlexiPay offers a first-of-its-kind benefit by providing credit for up to 15 days at zero extra cost. You can borrow and repay within this duration without incurring any interest or additional charges, making it an attractive short-term financing solution.

With HDFC Bank FlexiPay, you can access instant credit ranging from ₹1,000 to ₹20,000 anytime, 24x7. You can use this amount at your convenience without delay, providing immediate financial flexibility for small expenses or emergencies as needed.

HDFC Bank FlexiPay offers flexible repayment options starting from 15 days and extending up to 90 days. You can choose a repayment duration that suits your cash flow, with nominal charges applicable if you choose tenures beyond the 15-day zero-cost period.

Under HDFC Bank FlexiPay, you are required to pay back the principal amount along with any applicable interest at the end of your selected tenure. This hassle-free structure gives you the flexibility to manage repayment based on your personal preferences.